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2026Split bill15–25%Free

Tip Calculator 2026

Calculate tip and split the bill instantly. Choose 15%, 18%, 20%, 22%, or 25% — or enter any custom percentage. Split evenly among any number of people.

2026
Split bill
15–25%

By Sammy S. · Founder · AuthorUpdated for 2026

How it works

1

Enter the bill

Pre-tax subtotal or post-tax total — whichever you prefer.

2

Pick a tip %

Use presets (15–25%) or type any custom percentage.

3

Split & pay

See tip, grand total, and per-person amount instantly.

How to use this tip calculator

Enter the bill amount, pick a tip percentage (or type a custom rate), and set how many people are splitting. The calculator shows tip amount, grand total, and each person’s share instantly.

Your inputs

Bill, tip % & split

You pay

20% tip · no split

$90.00

Tip: $15.00

$75.00

Bill

$15.00

Tip

$90.00

Total

Breakdown

Tip = bill × rate · Total = bill + tip

Bill$75.00
Tip (20%)$15.00
Grand total$90.00
Quick tip ranges
US norms by service type
Restaurant (sit-down)15–20%
20% common in high-cost cities
Delivery / rideshare15–20%
More for weather or large orders
Takeout / counter0–10%
Optional; customs vary
Hotel housekeeping$2–5/night
Leave daily when possible
Check for auto-gratuity

Large parties often have an automatic service charge (commonly 18–20% for 6+ guests). If it's already on the bill, you usually don't tip again unless you want to add extra.

Payment-screen presets are suggestions, not requirements.

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Tipping scale guide

US sit-down restaurant norms by service quality

15%

Adequate

Traditional baseline for acceptable service

18%

Good

Standard for solid, friendly service

20%

Great

Common in most US cities for great service

25%

Exceptional

For outstanding service or extra appreciation

Tip amounts by service type

Typical US tipping norms by industry

Restaurant (sit-down)

15–20%

$50 bill: $7.50–$10

$100 bill: $15–$20

Food delivery

15–20%

$50 bill: $7.50–$10

$100 bill: $15–$20

Bar / drinks

$1–2/drink or 15–20%

$50 bill: Varies

$100 bill: Varies

Takeout / counter

0–10%

$50 bill: $0–$5

$100 bill: $0–$10

Hotel housekeeping

$2–5/night

$50 bill: —

$100 bill: —

Rideshare / taxi

15–20%

$50 bill: $7.50–$10

$100 bill: $15–$20

Tip on pre-tax or post-tax total?

Pre-tax (subtotal) — considered fairer. You tip on the food and service, not on the sales tax charged by the government.

Post-tax (total) — simpler. Many people just tip on the total since it's one number.

Need the tax amount? Use our sales tax calculator.

Example: $100 bill + 8% tax

20% on subtotal ($100)= $20.00 tip
20% on total ($108)= $21.60 tip

Difference: $1.60. Either is acceptable.

The tip amount, total, and per-person split shown above come from your bill amount, tip percentage, and number of people — calculated instantly in your browser, not from an external feed. We multiply the bill by the tip rate to get the tip, add it to the bill for the total, then divide by the number of people when splitting. Below are the exact formulas, order of operations, and worked examples you can verify by hand.

Core formulas

MetricFormula
Tip amountBill × (Tip % ÷ 100)
Total (bill + tip)Bill + Tip amount
Tip per personTip amount ÷ Number of people
Total per personTotal ÷ Number of people
People countmax(1, numPeople) — zero or negative defaults to 1
RoundingAll amounts rounded to 2 decimal places (nearest cent)

Order of operations

1

Normalize number of people

People = max(1, numPeople)

If you enter 0 or a negative number, we treat it as 1 person so the calculator never divides by zero.

2

Calculate tip amount

Tip = Bill × Tip % ÷ 100

The tip is always a percentage of the bill amount you enter — whether that's pre-tax or post-tax is up to you.

3

Calculate total

Total = Bill + Tip

The amount you actually pay, including the gratuity.

4

Split per person (if multiple people)

Tip/person = Tip ÷ People; Total/person = Total ÷ People

Even split only — each person pays an equal share of bill and tip combined.

Worked example 1 — $75 bill, 20% tip, 1 person

Verify: $75.00 × 20% = $15.00 tip → $90.00 total

FieldValue
Bill amount$75.00
Tip rate20%
Number of people1
Tip amount$15.00
Total (bill + tip)$90.00
Tip per person$15.00
Total per person$90.00

Worked example 2 — $100 bill, 20% tip, split 4 ways

$100.00 × 20% = $20.00 tip; total = $120.00

$20.00 ÷ 4 = $5.00 tip/person; $120.00 ÷ 4 = $30.00 each

FieldValue
Bill amount$100.00
Tip rate20%
Number of people4
Tip amount$20.00
Total (bill + tip)$120.00
Tip per person$5.00
Total per person$30.00

US tipping guide (reference)

ServiceTypical range
Sit-down restaurant15–20%
Food delivery15–20%
Rideshare / taxi15–20%
Hotel housekeeping$2–5/night
Bartender$1–2/drink or 15–20%
Hair stylist / barber15–20%

Constants used

ItemValue
Default bill amount$75.00
Default tip rate20%
Tip presets15%, 18%, 20%, 22%, 25%
Minimum people1
Decimal precision2 places
What this calculator does not includeThis calculator performs even splits only — it does not handle unequal shares, itemized bills, or automatic gratuity already added to the check. It does not calculate sales tax; enter pre-tax or post-tax bill amounts as you prefer. Tipping customs vary by country — these guidelines reflect US norms. Gratuity on large parties (often 18–20% auto-added for 6+ guests) should be subtracted from your manual tip if already on the bill.
Frequently asked questions
Tip %, tax, delivery, rideshare, auto-gratuity, splitting, and US vs international customs.

For sit-down restaurants in the US, 15–20% is standard. 15% is adequate, 18% is common for good service, and 20% or more for great service. In high-cost cities like NYC or San Francisco, 20% is often the norm. For delivery and rideshare, 15–20% is typical.

Tipping on the pre-tax subtotal is considered fairer — you're tipping on the service, not sales tax. Tipping on the post-tax total is simpler. The difference is small: on a $100 bill with 8% tax, 20% on subtotal = $20 vs 20% on total = $21.60. Either is acceptable.

Enter the number of people in the calculator. It divides the total (bill + tip) evenly. For unequal splits, calculate each person's share of the pre-tip subtotal first, then add their portion of the tip.

15–20% of the order total is standard. Consider tipping more for large orders, bad weather, difficult access, or exceptional service. A common minimum for small orders is $3–5.

Yes. 15% remains the traditional baseline for adequate service. However, 18–20% has become more common in many areas, especially higher-cost cities. Some restaurant payment screens suggest 20%, 22%, or 25% — you are not obligated to use those amounts.

For sit-down restaurants, 15–20% is the standard range. 15% is the traditional baseline for adequate service, 18% for good service, and 20% or more for great service. Customs vary by city and venue.

15–20% is typical for Uber, Lyft, and taxis. Some people round up for short trips. Tip more for help with luggage, waiting, or excellent service.

Common practice is $1–2 per drink or 15–20% of the tab. For complex cocktails or busy nights, tipping toward the higher end is appreciated.

Takeout and counter service tips are often optional at 0–10%. If staff assembled a large order, waited with you, or went out of their way, a small tip is a nice gesture — but norms vary widely.

Many etiquette guides suggest $2–5 per night, left daily rather than only at checkout so the staff who cleaned that day receives it. Tip more for longer stays or extra requests.

Large parties often see an automatic gratuity (commonly 18–20% for 6+ guests). Check the bill — if auto-gratuity is included, you generally don't need to tip again unless you want to add extra for exceptional service.

Tip = bill × (tip % ÷ 100). Total = bill + tip. If splitting, each person pays total ÷ number of people. All amounts are rounded to the nearest cent. The calculator uses an even split only.

Yes. Use the presets (15%, 18%, 20%, 22%, 25%) or type any percentage in the tip field — including amounts below 15% or above 25%.

Many people tip on the pre-discount food total so the server isn't penalized for a promo. Others tip on what they actually pay. Either approach is used — choose what feels fair for the service.

In the US, tipping for sit-down restaurant service is a strong social norm but not a legal requirement for customers. Service workers often rely on tips as a major part of their income. Abroad, customs differ — some countries include service charges or tip less.

15–20% is common; 20–25% for exceptional service. Tip the person who provided the service, and ask about assistant tips if someone helped shampoo or prep.

Many POS terminals default to 20%, 22%, or 25% suggestions. Those are prompts, not requirements. You can choose a lower preset, enter a custom amount, or tip in cash.

This calculator does even splits only. For uneven shares, figure each person's portion of the subtotal, then apply the same tip % to each share — or calculate the full tip and allocate it by agreement.

Only if you tip on the post-tax total. Tip on the pre-tax subtotal to exclude sales tax from the gratuity base. Use a sales tax calculator if you need to separate tax from the food total.

Yes. Tips are generally taxable income for service workers in the US. Employers and workers have IRS reporting rules for tip income. That does not change how customers calculate a tip at the table.

Some people reduce the tip for poor service; others still leave a baseline and speak to a manager. There is no single rule — tip according to your judgment and local norms.

The math works anywhere, but suggested percentages reflect US customs. In many countries tipping is lower, included as a service charge, or uncommon — check local etiquette before using US ranges.
References & sources
Etiquette guides and official tip-income resources
Emily Post — Tipping etiquette
US tipping customs by service type
IRS — Tip income
Tips are taxable income for service workers
BLS — Tipped occupations
Wage data for tipped workers

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Last updated: 2026-07-27 · Estimates only · Tipping customs vary · Not financial advice.