Highest $100k take-home
$79,180
8-way tie · Alaska #1 · 20.8%
State tax comparison
🇺🇸Annual report · 2026 · Customize salary
State Tax Report 2026
Ranked US state taxes in one place: wage take-home, sales, property, total burden, and cost of living. At $100k, Texas keeps about $79,180; California about $72,794 (gap $6,386). Highest take-home: Alaska. Lowest: Hawaii. Download CSV or customize any salary.
By Sammy S. · Founder · AuthorUpdated for 2026
51
States + DC
11.2%
US avg burden
$6,386
TX–CA $100k gap
16
FAQs answered
State Tax Report quick facts
Lowest $100k take-home
$71,666
Hawaii · 28.3%
TX vs CA gap
$6,386
TX $79,180 · CA $72,794
US avg tax burden
11.2%
51 jurisdictions · CY burden data
Summary
Key finding
State Tax Report 2026: on a $100k single salary, Texas keeps about $79,180 vs California’s $72,794 (~$6,386 more). State-local tax burden ranges from 4.6% in Alaska to 15.9% in New York (US average 11.2%).
Updated 2026-08-07 · Link to this page when sharing the numbers
Dataset
Download the dataset
Baseline CSV with 51 jurisdictions — income, sales, property, total burden, and COL. For a custom salary scenario, use the explorer below.
At a glance
Headline stats
Ten headline figures from our published state hubs. Open each link for methodology and full rankings.
Lowest total tax burden
4.6%
Alaska · Tax Foundation 2026 (CY 2022)
Highest total tax burden
15.9%
New York · US average 11.2%
TX vs CA at $100k
+$6,386
Texas keeps $79,180; California $72,794
Highest $100k take-home
$79,180
8-way tie · Alaska shown #1 · 20.8%
Highest combined sales tax
10.13%
Louisiana · 2026 avg state + local
No statewide sales tax
4
DE, MT, NH, OR
Highest effective property tax
1.88%
New Jersey & Illinois
Lowest effective property tax
0.29%
Hawaii · ACS/Tax Foundation 2026
COL index spread
83.5–184.8
Oklahoma (lowest) → Hawaii (highest) · Q1 2026
No wage income tax states
9
AK, FL, NV, NH, SD, TN, TX, WA, WY
How to use
How to read the State Tax Report
Step 1
Start with the press snapshot
Use the $100k single-filer table and headline stats when you need a citable baseline for 2026.
Step 2
Customize your salary
Enter gross pay, filing status, home value, and taxable spending in the scenario builder to refresh take-home and dollar estimates.
Step 3
Separate paycheck vs total burden
Take-home is wage withholding only. Total tax burden is Tax Foundation’s broader state-local economic incidence.
Step 4
Pair taxes with cost of living
A lower tax state can still feel expensive if the COL index is high — especially housing.
Step 5
Download CSV for reporting
Use the baseline CSV for newsrooms, or download a scenario CSV after changing salary inputs.
Customize your scenario
Enter your salary, filing status, home value, and taxable spending. Take-home updates from our 2026 paycheck engine; property and sales columns use published statewide rates × your amounts. Burden % and COL stay as state benchmarks.
Rough taxable goods/services spend — not groceries exemptions or local nuance.
Live snapshot
Highest take-home
Alaska · $79,180
20.8% effective
Lowest take-home
Hawaii · $71,666
28.3% effective
Texas vs California
TX $79,180 vs CA $72,794 — gap $6,386/yr at $100,000.
Filing: Single. Home $400,000 · taxable spend $20,000.
| State | Take-home | Eff. % | Est. sales $ | Est. property $ | Burden % | COL |
|---|---|---|---|---|---|---|
 Alaska#1 | $79,180 | 20.8% | $3641.82% | $3,7600.94% | 4.6% | 129 |
 Florida#2 | $79,180 | 20.8% | $1,3966.98% | $3,1200.78% | 9.1% | 100.7 |
 Nevada#3 | $79,180 | 20.8% | $1,6488.24% | $2,0000.50% | 9.6% | 100.7 |
 New Hampshire#4 | $79,180 | 20.8% | $00.00% | $6,0001.50% | 9.6% | 110.1 |
 South Dakota#5 | $79,180 | 20.8% | $1,2226.11% | $4,0001.00% | 8.4% | 94.1 |
 Tennessee#6 | $79,180 | 20.8% | $1,9229.61% | $2,0800.52% | 7.6% | 88.9 |
 Texas#7 | $79,180 | 20.8% | $1,6408.20% | $5,6001.40% | 8.6% | 90.7 |
 Wyoming#8 | $79,180 | 20.8% | $1,0785.39% | $2,1200.53% | 7.5% | 93.7 |
 Washington#9 | $78,565 | 21.4% | $1,9149.57% | $3,0000.75% | 10.7% | 114.6 |
 North Dakota#10 | $78,460 | 21.5% | $1,4187.09% | $3,6800.92% | 8.8% | 90.7 |
 Ohio#11 | $77,212 | 22.8% | $1,4587.29% | $5,4401.36% | 10% | 93.7 |
 Arizona#12 | $76,680 | 23.3% | $1,7088.54% | $1,9200.48% | 9.5% | 107.6 |
 Indiana#13 | $76,230 | 23.8% | $1,4007.00% | $3,0400.76% | 9.3% | 88.3 |
 Louisiana#14 | $76,180 | 23.8% | $2,02610.13% | $2,2000.55% | 9.1% | 91.1 |
 Pennsylvania#15 | $76,110 | 23.9% | $1,2686.34% | $5,0401.26% | 10.6% | 96.2 |
 West Virginia#16 | $75,999 | 24.0% | $1,3206.60% | $2,0400.51% | 9.8% | 87.9 |
 Kentucky#17 | $75,680 | 24.3% | $1,2006.00% | $2,9600.74% | 9.6% | 92.5 |
 Nebraska#18 | $75,595 | 24.4% | $1,3966.98% | $5,7601.44% | 11.5% | 91.3 |
 Mississippi#19 | $75,580 | 24.4% | $1,4127.06% | $2,3200.58% | 9.8% | 86.2 |
 Arkansas#20 | $75,558 | 24.4% | $1,8969.48% | $2,2400.56% | 10.2% | 89.1 |
 New Mexico#21 | $75,471 | 24.5% | $1,5367.68% | $2,5200.63% | 10.2% | 89.9 |
 Missouri#22 | $75,382 | 24.6% | $1,6888.44% | $3,5600.89% | 9.3% | 88.6 |
 Iowa#23 | $75,380 | 24.6% | $1,3886.94% | $5,3201.33% | 11.2% | 88.6 |
 Vermont#24 | $75,339 | 24.7% | $1,2866.43% | $6,0401.51% | 13.6% | 113 |
 Connecticut#25 | $75,255 | 24.8% | $1,2706.35% | $6,1601.54% | 15.4% | 114.2 |
 North Carolina#26 | $75,190 | 24.8% | $1,4207.10% | $2,6400.66% | 9.9% | 96.6 |
 Oklahoma#27 | $75,097 | 24.9% | $1,8129.06% | $3,1600.79% | 9% | 83.5 |
 South Carolina#28 | $74,989 | 25.0% | $1,4987.49% | $1,9600.49% | 8.9% | 91.9 |
 Wisconsin#29 | $74,961 | 25.0% | $1,1445.72% | $5,2801.32% | 10.9% | 97.4 |
 Michigan#30 | $74,930 | 25.1% | $1,2006.00% | $4,7601.19% | 8.6% | 93.9 |
 New Jersey#31 | $74,910 | 25.1% | $1,3206.60% | $7,5201.88% | 13.2% | 118.8 |
 Colorado#32 | $74,780 | 25.2% | $1,5787.89% | $2,0000.50% | 9.7% | 101.8 |
 Utah#33 | $74,680 | 25.3% | $1,4847.42% | $1,9200.48% | 12.1% | 100.6 |
 Rhode Island#34 | $74,634 | 25.4% | $1,4007.00% | $4,4801.12% | 11.4% | 111.2 |
 Alabama#35 | $74,445 | 25.6% | $1,8929.46% | $1,4800.37% | 9.8% | 85 |
 Montana#36 | $74,391 | 25.6% | $00.00% | $2,4400.61% | 10.5% | 105.9 |
 New York#37 | $74,289 | 25.7% | $1,7088.54% | $5,2001.30% | 15.9% | 124.7 |
 Virginia#38 | $74,258 | 25.7% | $1,1545.77% | $3,1200.78% | 12.5% | 99.1 |
 Illinois#39 | $74,230 | 25.8% | $1,7968.98% | $7,5201.88% | 12.9% | 95.1 |
 Georgia#40 | $74,190 | 25.8% | $1,5127.56% | $3,1600.79% | 8.9% | 90.6 |
 Minnesota#41 | $74,143 | 25.9% | $1,6288.14% | $4,0001.00% | 12.1% | 93.4 |
 Kansas#42 | $74,008 | 26.0% | $1,7428.71% | $4,8401.21% | 11.2% | 87.6 |
 Idaho#43 | $73,880 | 26.1% | $1,2066.03% | $2,0000.50% | 10.7% | 101.7 |
 Maine#44 | $73,875 | 26.1% | $1,1005.50% | $3,9200.98% | 12.4% | 114.6 |
 Delaware#45 | $73,818 | 26.2% | $00.00% | $2,1600.54% | 12.4% | 101.7 |
 Massachusetts#46 | $73,300 | 26.7% | $1,2506.25% | $4,0001.00% | 11.5% | 147.8 |
 Oregon#47 | $73,000 | 27.0% | $00.00% | $3,2400.81% | 10.8% | 109.6 |
 California#48 | $72,794 | 27.2% | $1,8069.03% | $2,8000.70% | 13.5% | 140.5 |
| District of Columbia#49 | $72,620 | 27.4% | $1,2006.00% | $2,2400.56% | 12% | 134.3 |
 Maryland#50 | $71,746 | 28.3% | $1,2006.00% | $3,6800.92% | 11.3% | 121.1 |
 Hawaii#51 | $71,666 | 28.3% | $9004.50% | $1,1600.29% | 14.1% | 184.8 |
Insights
Key takeaways
- Wage take-home on $100k (single) tops out at about $79,180 — a 8-state tie (AK, FL, NV, NH, SD, TN, TX, WY) — and bottoms out near $71,666 in Hawaii after federal + state + employee payroll.
- Texas vs California remains the headline corridor: roughly $6,386 more kept in Texas at the same gross ($79,180 vs $72,794).
- Washington has no wage income tax but keeps less than the $79,180 tie (~$78,565) because employee payroll premiums still apply.
- Total state-local tax burden (economic incidence) runs from 4.6% in Alaska to 15.9% in New York; the US average is 11.2% (~$6,949 per capita).
- Louisiana leads combined sales tax at 10.13%; Delaware, Montana, New Hampshire, and Oregon have no statewide general sales tax.
- Cost of living still dominates relocation math: Hawaii’s composite index (184.8) is far above the US average of 100 — tax savings can be offset by housing and prices.
- Download the CSV for all 51 jurisdictions (50 states + DC) with income, sales, property, burden, and COL columns for reporting.
Audience
Who this report helps
People comparing states
See take-home, sales, property, burden, and COL together before focusing on one tax type.
Remote & relocating workers
Model your salary in the scenario builder, then check COL and housing-sensitive property tax.
Homebuyers & renters
Property estimates use effective rates × home value; renters should weight sales tax and COL more heavily.
Researchers & reporters
Headline stats, a fixed $100k snapshot, and CSV downloads with source links.
Citation baseline
Press snapshot ($100k single)
Fixed baseline for citations — sorted by lowest → highest total tax burden. US average burden: 11.2%. Customize any salary in the scenario builder above.
| State | $100k take-home | Eff. % | Sales | Property | Burden | COL |
|---|---|---|---|---|---|---|
| AlaskaNo wage IT | $79,180 | 20.8% | 1.82% | 0.94% | 4.6% | 129 |
| WyomingNo wage IT | $79,180 | 20.8% | 5.39% | 0.53% | 7.5% | 93.7 |
| TennesseeNo wage IT | $79,180 | 20.8% | 9.61% | 0.52% | 7.6% | 88.9 |
| South DakotaNo wage IT | $79,180 | 20.8% | 6.11% | 1.00% | 8.4% | 94.1 |
| Michigan | $74,930 | 25.1% | 6.00% | 1.19% | 8.6% | 93.9 |
| TexasNo wage IT | $79,180 | 20.8% | 8.20% | 1.40% | 8.6% | 90.7 |
| North Dakota | $78,460 | 21.5% | 7.09% | 0.92% | 8.8% | 90.7 |
| Georgia | $74,190 | 25.8% | 7.56% | 0.79% | 8.9% | 90.6 |
| South Carolina | $74,989 | 25.0% | 7.49% | 0.49% | 8.9% | 91.9 |
| Oklahoma | $75,097 | 24.9% | 9.06% | 0.79% | 9% | 83.5 |
| FloridaNo wage IT | $79,180 | 20.8% | 6.98% | 0.78% | 9.1% | 100.7 |
| Louisiana | $76,180 | 23.8% | 10.13% | 0.55% | 9.1% | 91.1 |
| Missouri | $75,382 | 24.6% | 8.44% | 0.89% | 9.3% | 88.6 |
| Indiana | $76,230 | 23.8% | 7.00% | 0.76% | 9.3% | 88.3 |
| Arizona | $76,680 | 23.3% | 8.54% | 0.48% | 9.5% | 107.6 |
| New HampshireNo wage IT | $79,180 | 20.8% | 0.00% | 1.50% | 9.6% | 110.1 |
| Kentucky | $75,680 | 24.3% | 6.00% | 0.74% | 9.6% | 92.5 |
| NevadaNo wage IT | $79,180 | 20.8% | 8.24% | 0.50% | 9.6% | 100.7 |
| Colorado | $74,780 | 25.2% | 7.89% | 0.50% | 9.7% | 101.8 |
| Alabama | $74,445 | 25.6% | 9.46% | 0.37% | 9.8% | 85 |
| Mississippi | $75,580 | 24.4% | 7.06% | 0.58% | 9.8% | 86.2 |
| West Virginia | $75,999 | 24.0% | 6.60% | 0.51% | 9.8% | 87.9 |
| North Carolina | $75,190 | 24.8% | 7.10% | 0.66% | 9.9% | 96.6 |
| Ohio | $77,212 | 22.8% | 7.29% | 1.36% | 10% | 93.7 |
| New Mexico | $75,471 | 24.5% | 7.68% | 0.63% | 10.2% | 89.9 |
| Arkansas | $75,558 | 24.4% | 9.48% | 0.56% | 10.2% | 89.1 |
| Montana | $74,391 | 25.6% | 0.00% | 0.61% | 10.5% | 105.9 |
| Pennsylvania | $76,110 | 23.9% | 6.34% | 1.26% | 10.6% | 96.2 |
| Idaho | $73,880 | 26.1% | 6.03% | 0.50% | 10.7% | 101.7 |
| WashingtonNo wage IT | $78,565 | 21.4% | 9.57% | 0.75% | 10.7% | 114.6 |
| Oregon | $73,000 | 27.0% | 0.00% | 0.81% | 10.8% | 109.6 |
| Wisconsin | $74,961 | 25.0% | 5.72% | 1.32% | 10.9% | 97.4 |
| Kansas | $74,008 | 26.0% | 8.71% | 1.21% | 11.2% | 87.6 |
| Iowa | $75,380 | 24.6% | 6.94% | 1.33% | 11.2% | 88.6 |
| Maryland | $71,746 | 28.3% | 6.00% | 0.92% | 11.3% | 121.1 |
| Rhode Island | $74,634 | 25.4% | 7.00% | 1.12% | 11.4% | 111.2 |
| Massachusetts | $73,300 | 26.7% | 6.25% | 1.00% | 11.5% | 147.8 |
| Nebraska | $75,595 | 24.4% | 6.98% | 1.44% | 11.5% | 91.3 |
| District of Columbia | $72,620 | 27.4% | 6.00% | 0.56% | 12% | 134.3 |
| Minnesota | $74,143 | 25.9% | 8.14% | 1.00% | 12.1% | 93.4 |
| Utah | $74,680 | 25.3% | 7.42% | 0.48% | 12.1% | 100.6 |
| Maine | $73,875 | 26.1% | 5.50% | 0.98% | 12.4% | 114.6 |
| Delaware | $73,818 | 26.2% | 0.00% | 0.54% | 12.4% | 101.7 |
| Virginia | $74,258 | 25.7% | 5.77% | 0.78% | 12.5% | 99.1 |
| Illinois | $74,230 | 25.8% | 8.98% | 1.88% | 12.9% | 95.1 |
| New Jersey | $74,910 | 25.1% | 6.60% | 1.88% | 13.2% | 118.8 |
| California | $72,794 | 27.2% | 9.03% | 0.70% | 13.5% | 140.5 |
| Vermont | $75,339 | 24.7% | 6.43% | 1.51% | 13.6% | 113 |
| Hawaii | $71,666 | 28.3% | 4.50% | 0.29% | 14.1% | 184.8 |
| Connecticut | $75,255 | 24.8% | 6.35% | 1.54% | 15.4% | 114.2 |
| New York | $74,289 | 25.7% | 8.54% | 1.30% | 15.9% | 124.7 |
Deep dives
Explore the underlying hubs
Each metric above has a dedicated ranking page with comparisons, FAQs, and sources.
$100k take-home by state
Fixed $100k single-filer net pay rankings (2026).
Effective tax rate by state
Employee levy % at $50k / $100k / $150k / $250k.
Sales tax by state
Combined state + local sales tax rates (2026).
Property tax by state
Effective rates on owner-occupied housing (2026).
Total tax burden by state
State-local economic incidence (2026 edition).
Cost of living by state
MERIC/C2ER composite indexes (2026).
Tax Freedom Day 2026
When a $100k filer “stops working for tax” by state.
State vs state compare
Head-to-head take-home and tax profiles.
Sources & limits
Methodology & limits
- Income / take-home: federal + state income tax + employee payroll for 2026. The press snapshot uses $100k single; the scenario builder accepts any gross and filing status.
- Sales tax: population-weighted combined state + local averages (Tax Foundation). Scenario dollars = rate × your taxable purchases.
- Property tax: effective rates on owner-occupied housing value. Scenario dollars = rate × your home value — not your exact bill.
- Total tax burden: Tax Foundation economic-incidence estimates (share of state income), distinct from paycheck withholding.
- Cost of living: MERIC averages of C2ER COLI (100 = US average). Statewide benchmarks, not every metro.
Deep dives: $100k take-home · sales tax · property tax · total burden · cost of living.
Glossary
- Wage take-home
- Gross salary minus federal income tax, state income tax, and employee payroll (FICA and modeled state premiums).
- Effective tax rate
- Total wage taxes ÷ gross salary. Used for rankings at a fixed income ($100k single snapshot).
- Combined sales tax
- Tax Foundation population-weighted average of state + local general sales tax rates.
- Effective property tax
- Property taxes paid as a share of owner-occupied housing value (ACS / Tax Foundation benchmark).
- Total tax burden
- Tax Foundation estimate of state and local taxes borne by residents as a share of state income — broader than paycheck tax.
- COL index
- MERIC average of C2ER Cost of Living Index values (100 = US average). Lower = more purchasing power.
- No wage income tax
- Nine states currently levy no state income tax on wages: AK, FL, NV, NH, SD, TN, TX, WA, WY. Federal tax and FICA still apply; Washington’s employee premiums mean it does not tie the top $100k take-home cluster.
- Scenario builder
- Interactive controls on this page to recalculate take-home and estimate sales/property dollars for any salary and filing status.
State Tax Report FAQs
16 answers about Texas vs California, total tax burden, sales and property rates, cost of living, CSV downloads, and custom salary scenarios.
A rollup of our published US state datasets: $100k wage take-home and effective rates, combined sales tax, effective property tax, Tax Foundation state-local tax burden, and MERIC cost-of-living indexes — with headline stats, a scenario builder, and a downloadable CSV.
Yes. Use Customize your scenario on this page to enter any gross salary, filing status, home value, and taxable purchases. Take-home and effective rates recalculate with our 2026 paycheck engine; property and sales dollar estimates use published statewide rates × your amounts. You can also download a CSV for that scenario.
Yes — quote the headline stats or baseline CSV columns and link to https://paychecktaxcalculator.net/state-tax-report. Each metric links back to its source hub and original publisher (Tax Foundation, MERIC/C2ER, IRS/SSA via our paycheck engines). For custom salaries, note the scenario inputs you used.
One row per state (plus DC) with: no-wage-income-tax flag, $100k take-home and effective %, sales and property rates/ranks, total tax burden % / rank / per capita, and COL index / rank. Filename: state-tax-report-2026.csv. The scenario builder can export a matching CSV for your salary inputs.
About $6,386 per year on a $100k single salary in our 2026 engine (Texas $79,180 vs California $72,794), counting federal income tax, state income tax, and employee FICA/payroll — not sales or property tax.
8 states tie at about $79,180 (20.8% effective): Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Wyoming. Alaska is listed #1 after tie-breaks (effective rate, then name). Lowest: Hawaii at about $71,666. Washington has no wage income tax but keeps about $78,565 because employee payroll premiums still apply.
Alaska at 4.6% of state income (Tax Foundation Facts & Figures 2026, calendar year 2022). Highest among the 50 states: New York at 15.9%. The US average is 11.2%. Washington, DC is reported separately and does not change the 50-state extremes.
No. Paycheck take-home uses federal + state income tax + employee payroll on a fixed salary. Total tax burden is Tax Foundation’s economic-incidence estimate of state and local taxes borne by residents (including sales, property, and other levies allocated across the economy).
Not necessarily. States without wage income tax often rely more on sales and/or property tax. Washington is a clear paycheck example: no wage income tax, but take-home (~$78,565 at $100k) trails the $79,180 no-tax-state tie because of employee premiums. Compare total tax burden and COL alongside take-home before calling a state “low tax.”
Louisiana leads the combined state + local average at 10.13% in Tax Foundation’s 2026 data. Delaware, Montana, New Hampshire, and Oregon have no statewide general sales tax.
New Jersey and Illinois lead effective property tax rates at 1.88% of owner-occupied housing value (Tax Foundation 2026 / Census ACS).
Oklahoma has the lowest composite COL index at 83.5 in MERIC’s Q1 2026 data (US average = 100). Highest: Hawaii at 184.8.
Report page last updated 2026-08-07. Component updates: take-home 2026-08-07; sales 2026-07-06; property 2026-08-07; burden 2026-08-07; COL 2026-07-29 (Q1 2026).
Combined sales tax averages are Tax Foundation 2026 state + local rates. Effective property tax rates are Tax Foundation 2026 benchmarks based on Census ACS owner-occupied housing data.
Start with $100k (or your salary) take-home, then check sales tax if you spend heavily on taxable goods, property tax if you buy, total burden for a broader state-local picture, and COL for purchasing power. Use the compare and relocation tools for city-level modeling.
No. Figures are educational estimates from published rates and our paycheck engines. Local rules, credits, exemptions, and household facts can change results — confirm with a tax professional or your state revenue department.