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New York vs New Jersey Sales Tax

New Jersey has the lower combined average by 1.94%. Compare state, average local, maximum local, and combined rates—plus the dollar difference on common purchases.

By Sammy S. · Founder · AuthorUpdated for 2026

Lower combined rate

New Jersey is lower

1.94% lower, saving about $19.40 per $1,000 of general taxable purchases.

Side-by-side rate scoreboard

Tax on common purchase amounts

General taxable purchase estimates using each state's population-weighted combined average.

$100.00 purchase

New York$8.54
New Jersey$6.60

Difference: $1.94

$500.00 purchase

New York$42.70
New Jersey$33.00

Difference: $9.70

$1,000.00 purchase

New York$85.40
New Jersey$66.00

Difference: $19.40

$5,000.00 purchase

New York$427.00
New Jersey$330.00

Difference: $97.00

Annual taxable-spending comparison

Illustrative tax at different levels of pre-tax spending. Household exemptions and local rates can change actual totals.

$5,000 taxable spending

New York$427.00
New Jersey$330.00

Gap: $97.00

$10,000 taxable spending

New York$854.00
New Jersey$660.00

Gap: $194.00

$20,000 taxable spending

New York$1,708.00
New Jersey$1,320.00

Gap: $388.00

$40,000 taxable spending

New York$3,416.00
New Jersey$2,640.00

Gap: $776.00

What the rate difference means

At $20,000 of general taxable spending, the average-rate gap is about $388.00. That is an estimate—not a promise of household savings.

Why your checkout rate may differ

Local jurisdictions, delivery addresses, sourcing rules, tax holidays, and exemptions for groceries, medicine, clothing, vehicles, services, or digital products can change the final amount.

New York vs New Jersey sales tax FAQs

New Jersey has the lower combined average by 1.94%. New York averages 8.54% and New Jersey averages 6.6%.

New York's statewide general rate is 4%. New Jersey's statewide general rate is 6.63%. Local taxes can change the combined checkout rate.

The estimated difference is $19.40, using New York's 8.54% and New Jersey's 6.6% combined averages.

No. These are population-weighted statewide combined averages. City, county, special-district, sourcing, and product-taxability rules can produce a different transaction rate.

Not necessarily. Grocery exemptions and reduced rates are separate from the general rate comparison. Prepared food and restaurant meals may also follow different rules.

New Jersey has the lower headline combined average, but exemptions, local rates, and what a household buys determine the actual savings.

Estimates use population-weighted combined general rates as of July 1, 2026. Verify the exact address and product rate with the relevant revenue agency.