West Virginia
#23
retiree-friendly rank
- Social Security
- SS exempt from state tax
- Retirement income
- Retirement income taxed
- Death tax
- None
Prop 0.51% · Sales 6.6%
2026West Virginia vs Arkansas Retirement Taxes
West Virginia and Arkansas tie on this site's modeled retiree-friendliness score. Compare Social Security, pensions and IRA withdrawals, estate/inheritance taxes, and supporting property and sales rates.
By Sammy S. · Founder · AuthorUpdated for 2026
More retiree-friendly on this model
West Virginia and Arkansas are tied
Both states share the same modeled Social Security, retirement-income, and estate/inheritance score.
Side-by-side retirement tax scoreboard
Arkansas
#23
retiree-friendly rank
- Social Security
- SS exempt from state tax
- Retirement income
- Retirement income taxed
- Death tax
- None
Prop 0.56% · Sales 9.48%
Retirement tax metric comparison
Rankings emphasize income and death taxes. Property and sales rates matter for cash flow but do not drive the retiree-friendliness score.
| Metric | West Virginia | Arkansas |
|---|---|---|
| Retiree-friendly rank | #23 | #23 |
| Social Security | SS exempt from state tax | SS exempt from state tax |
| Retirement income | Retirement income taxed | Retirement income taxed |
| Estate / inheritance | None | None |
| Estate exemption | — | — |
| Estate top rate | — | — |
| Effective property tax | 0.51% | 0.56% |
| Combined sales tax | 6.6% | 9.48% |
State rules explained
Why West Virginia and Arkansas differ for retirees
The gap is rarely one rule. Social Security thresholds, pension exclusions, and estate taxes can each flip which state looks better for a given household.
West Virginia rules
Exempts Social Security as of 2026; other retirement income generally taxable.
West Virginia does not tax Social Security benefits at the state level. Federal tax rules still apply.
Social Security fully exempt for 2026 after completed phase-out. Other retirement income generally taxed.
- Property
- 0.51%
- Sales
- 6.6%
Arkansas rules
Exempts Social Security; other retirement income generally taxable.
Arkansas does not tax Social Security benefits at the state level. Federal tax rules still apply.
Social Security exempt. Other retirement income generally taxed under Arkansas brackets.
- Property
- 0.56%
- Sales
- 9.48%
Income mix matters
A household living mostly on Social Security may prefer different rules than one drawing large IRA RMDs. Compare West Virginia and Arkansas against your actual income mix.
Death taxes are separate
Federal estate tax can still apply above about $15M. State estate or inheritance tax is an extra layer in some states.
Property & sales still count
West Virginia property 0.51% vs Arkansas 0.56%; sales 6.6% vs 9.48%.
Compare a different pair
Compare any two states
Social Security, pensions/IRA, estate taxes, and supporting property/sales rates.
Related tools
Estimate federal retirement figures
Use Social Security and RMD tools, then apply each state's rules from this comparison.
West Virginia vs Arkansas retirement tax FAQs
West Virginia and Arkansas tie on the modeled retiree-friendliness score. Also compare property tax (0.51% vs 0.56%) and combined sales tax (6.6% vs 9.48%).
West Virginia: ss exempt from state tax. Arkansas: ss exempt from state tax. Federal Social Security tax rules apply in both states.
West Virginia: retirement income taxed. Arkansas: retirement income taxed.
West Virginia: no estate tax. Arkansas: no estate tax.
Not always. Property taxes, sales taxes, and estate taxes can offset income-tax savings. Compare total household exposure, not income tax alone.
Federal income tax, Medicare IRMAA surcharges, and the federal estate tax framework do not depend on the state of residence in the same way state income tax does. State rules sit on top of federal rules.
Educational comparison only. Confirm current state return instructions and estate planning rules before relocating.