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US relocation · 2026

Texas flagDallas → Texas flagAustin

At $100,000 gross, you’d need about $96,970 in Austin to match Dallas purchasing power — and same-gross take-home shifts by +$0/year.

By Sammy S. · Founder · AuthorUpdated for 2026

Stronger purchasing power

Austin leads

City COL moves -3 from Dallas (99) to Austin (96). Parent median income delta (Texas → Texas): +$0. At $100,000 gross: equivalent salary ~$96,970; same-gross take-home +$0/year.

Side-by-side city scoreboard

Dallas

101

Purchasing power index · 100 = national avg

COL index
99
Parent median income
74,800 USD
Sales tax
~8.2%
Property tax
~1.4%
Income tax
None
$100k take-home
$79,180
Open calculator →

Austin

104

Purchasing power index · 100 = national avg

COL index
96
Parent median income
74,800 USD
Sales tax
~8.2%
Property tax
~1.4%
Income tax
None
$100k take-home
$79,180
Open calculator →
●Example scenario: $100,000 gross (Single filer, 2026)
Illustrative numbers only—same formulas as the calculator. Take-home rows assume you earn the scenario gross while living in each city (local taxes apply). Below the tables, use “Open calculator — personalize results” to enter your salary, filing status, rent or buy, and more—the full tool uses this same city pair.

Salary & estimated take-home (USD)

Annual gross (scenario)

Dallas

$100,000

Austin

$100,000

Est. annual take-home

Dallas

$79,180

Austin

$79,180

Approx. combined tax + payroll burden

Dallas

20.8%

Austin

20.8%

Take-home difference at same gross

+$0 / yr in Austin vs Dallas

Equivalent gross for same lifestyle (COL-adjusted)

Austin only

$96,970

Change vs scenario gross

Austin only

-3%

Est. take-home at equivalent gross

Austin only

$77,048

Burden at equivalent gross

Austin only

20.5%

Snapshot: how to read this move ($100,000 scenario)

  • Monthly take-home at the same gross. At $100,000/year, estimated take-home is about $6,598/mo in Dallas vs $6,598/mo in Austin—roughly +$0/mo more in Austin before housing ($0/yr annualized).

  • Cost of living vs taxes. Our benchmark COL index is 99 for Dallas and 96 for Austin (100 = national average). The destination is about -3% less expensive than the origin for that basket—then state/province and payroll taxes shift take-home further.

  • Equivalent salary to keep the same lifestyle. To match purchasing power after COL, the model suggests about $96,970/yr gross in Austin (~$8,081/mo), with estimated take-home around $6,421/mo. Versus estimated take-home in Dallas at the scenario gross, that is about -2.7% (by design, equivalent gross targets similar real spending power after COL and taxes; exact match varies with rounding).

  • Cash after typical 1BR rent (illustrative). Using average 1-bedroom rent in the housing table, roughly $5,218/mo is left after rent in Dallas at the scenario gross vs $4,978/mo in Austin at the same gross. At the equivalent gross in Austin, about $4,801/mo after rent. Typical rent differs by about +$240/mo between the two cities in our data.

Figures use the same tax and COL engine as the calculator; your household, deductions, and neighborhood can change outcomes. Use the calculator below for your exact salary and housing choice.

Housing snapshot · average rent · 1-bedroom apartment

Typical monthly rent

Dallas

$1,380

Austin

$1,620

Rent as % of scenario gross ($100,000/yr)

Dallas

16.6%

Austin

19.4%

Rent as % of equivalent gross (Austin)

Austin only

20.0%

Rent benchmarks are city-level estimates; neighborhoods vary. Mortgage (buy) and other home sizes are available in the full calculator.

Housing: Dallas → Austin

Approximate median monthly rents for the primary metros in Dallas and Austin. Negative delta means housing is cheaper in Austin. Figures are planning estimates — neighborhoods vary.

1BR rent delta / yr

+$2,880

1BR % of $100k (Dallas)

16.6%

$1,380/mo

1BR % of $100k (Austin)

19.4%

$1,620/mo

Property tax (effective)

~1.4% → ~1.4%

Dallas → Austin

At COL-equivalent salary in Austin, 1BR rent is about 20% of gross — vs 19.4% if you keep $100,000 gross.

Apartment rent (monthly)

SizeDallasAustinDelta / mo
Studio$1,150$1,350+$200
1 bedroom$1,380$1,620+$240
2 bedroom$1,720$2,050+$330
3 bedroom$2,180$2,600+$420

House rent (monthly)

SizeDallasAustinDelta / mo
2 bedroom$1,850$2,200+$350
3 bedroom$2,300$2,800+$500
4 bedroom$2,900$3,500+$600

Buy instead? Est. mortgage (3BR house)

Dallas payment

$2,644/mo

Austin payment

$3,219/mo

Payment delta

+$575

Est. purchase price

$496,800 → $604,800

Illustrative P&I only: 20% down, 7% APR, 30-year fixed. Price ≈ annual rent × 18 (price-to-rent). Taxes, insurance, and HOA not included — open the calculator Housing section to adjust.

Sources: approximate metro medians (Zillow / Zumper-style US benchmarks; CMHC-style for Canada). Property tax rates are statewide effective averages. Personalize unit size, rent vs buy, and down payment in the relocation calculator.

Model housing for Dallas → Austin

Key takeaways — Dallas → Austin

  • Austin has a city cost-of-living index of 96 vs 99 in Dallas (national average = 100) — about 3% cheaper on our index.
  • At $100,000 gross (Single filer), roughly $96,970 in Austin matches Dallas purchasing power (-3% COL-adjusted).
  • Keeping the same $100,000 gross, estimated take-home shifts by about +$0/year (Dallas → Austin) after federal, state, and FICA taxes.
  • Illustrative 1-bedroom rent: ~$1,380/mo in Dallas vs ~$1,620/mo in Austin (+$2,880/year).
  • Quality-of-life snapshot (indicative): overall 60 in Dallas vs 65 in Austin — higher safety in the new city.

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Estimates for planning only. Cost-of-living indices and tax rules change; verify with local sources or a professional before relocating.