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US relocation · 2026

Pennsylvania flagPennsylvania → West Virginia flagWest Virginia

At $100,000 gross, you’d need about $80,189 in West Virginia to match Pennsylvania purchasing power — and same-gross take-home shifts by −$111/year.

By Sammy S. · Founder · AuthorUpdated for 2026

Stronger purchasing power

West Virginia leads

COL index moves -8.3 from Pennsylvania (96.2) to West Virginia (87.9). Median household income delta: −$18,600 (72,800 USD → 54,200 USD). At $100,000 gross (Philadelphia → Charleston): equivalent salary ~$80,189; same-gross take-home −$111/year.

Side-by-side state scoreboard

Pennsylvania

104

Purchasing power index · 100 = national avg

COL index
96.2
Median income
72,800 USD
Sales tax
~6.34%
Property tax
~1.26%
Income tax
Taxed
$100k take-home
$76,110
Pennsylvania calculator →

West Virginia

114

Purchasing power index · 100 = national avg

COL index
87.9
Median income
54,200 USD
Sales tax
~6.6%
Property tax
~0.51%
Income tax
Taxed
$100k take-home
$75,999
West Virginia calculator →

$100k example: Philadelphia → Charleston

Single filer, tax year 2026. Equivalent salary adjusts for city cost of living; take-home uses our federal + state + payroll engine.

Equivalent gross needed

$80,189

-19.8% vs current

Take-home in Philadelphia

$76,110

Take-home in Charleston (same gross)

$75,999

Same-gross delta

−$111

1BR rent: $1,550/mo → $820/mo
Personalize this city pair

Housing: Philadelphia → Charleston

Approximate median monthly rents for the primary metros in Pennsylvania and West Virginia. Negative delta means housing is cheaper in Charleston. Figures are planning estimates — neighborhoods vary.

1BR rent delta / yr

−$8,760

1BR % of $100k (Philadelphia)

18.6%

$1,550/mo

1BR % of $100k (Charleston)

9.8%

$820/mo

Property tax (effective)

~1.26% → ~0.51%

Pennsylvania → West Virginia

At COL-equivalent salary in Charleston, 1BR rent is about 12.3% of gross — vs 9.8% if you keep $100,000 gross.

Apartment rent (monthly)

SizePhiladelphiaCharlestonDelta / mo
Studio$1,300$680−$620
1 bedroom$1,550$820−$730
2 bedroom$1,850$1,020−$830
3 bedroom$2,300$1,280−$1,020

House rent (monthly)

SizePhiladelphiaCharlestonDelta / mo
2 bedroom$2,000$1,100−$900
3 bedroom$2,500$1,380−$1,120
4 bedroom$3,100$1,720−$1,380

Buy instead? Est. mortgage (3BR house)

Philadelphia payment

$2,874/mo

Charleston payment

$1,587/mo

Payment delta

−$1,288

Est. purchase price

$540,000 → $298,080

Illustrative P&I only: 20% down, 7% APR, 30-year fixed. Price ≈ annual rent × 18 (price-to-rent). Taxes, insurance, and HOA not included — open the calculator Housing section to adjust.

Sources: approximate metro medians (Zillow / Zumper-style US benchmarks; CMHC-style for Canada). Property tax rates are statewide effective averages. Personalize unit size, rent vs buy, and down payment in the relocation calculator.

Model housing for Philadelphia → Charleston

City-to-city comparisons

Run the calculator for Pennsylvania → West Virginia

Equivalent salary and after-tax take-home need specific metros. Pick a pair to pre-fill the relocation calculator, or open it blank.

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Estimates for planning only. Cost-of-living indices and tax rules change; verify with local sources or a professional before relocating.