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US relocation · 2026

Washington flagSeattle → North Carolina flagRaleigh

At $100,000 gross, you’d need about $66,901 in Raleigh to match Seattle purchasing power — and same-gross take-home shifts by −$3,375/year.

By Sammy S. · Founder · AuthorUpdated for 2026

Stronger purchasing power

Raleigh leads

City COL moves -47 from Seattle (142) to Raleigh (95). Parent median income delta (Washington → North Carolina): −$22,000. At $100,000 gross: equivalent salary ~$66,901; same-gross take-home −$3,375/year.

Side-by-side city scoreboard

Seattle

70

Purchasing power index · 100 = national avg

COL index
142
Parent median income
90,800 USD
Sales tax
~9.57%
Property tax
~0.75%
Income tax
None
$100k take-home
$78,565
Open calculator →

Raleigh

105

Purchasing power index · 100 = national avg

COL index
95
Parent median income
68,800 USD
Sales tax
~7.1%
Property tax
~0.66%
Income tax
Taxed
$100k take-home
$75,190
Open calculator →
●Example scenario: $100,000 gross (Single filer, 2026)
Illustrative numbers only—same formulas as the calculator. Take-home rows assume you earn the scenario gross while living in each city (local taxes apply). Below the tables, use “Open calculator — personalize results” to enter your salary, filing status, rent or buy, and more—the full tool uses this same city pair.

Salary & estimated take-home (USD)

Annual gross (scenario)

Seattle

$100,000

Raleigh

$100,000

Est. annual take-home

Seattle

$78,565

Raleigh

$75,190

Approx. combined tax + payroll burden

Seattle

21.4%

Raleigh

24.8%

Take-home difference at same gross

$-3,375 / yr in Raleigh vs Seattle

Equivalent gross for same lifestyle (COL-adjusted)

Raleigh only

$66,901

Change vs scenario gross

Raleigh only

-33.1%

Est. take-home at equivalent gross

Raleigh only

$53,226

Burden at equivalent gross

Raleigh only

20.4%

Snapshot: how to read this move ($100,000 scenario)

  • Monthly take-home at the same gross. At $100,000/year, estimated take-home is about $6,547/mo in Seattle vs $6,266/mo in Raleigh—roughly $281/mo less in Raleigh before housing ($3,375/yr annualized).

  • Cost of living vs taxes. Our benchmark COL index is 142 for Seattle and 95 for Raleigh (100 = national average). The destination is about -33.1% less expensive than the origin for that basket—then state/province and payroll taxes shift take-home further.

  • Equivalent salary to keep the same lifestyle. To match purchasing power after COL, the model suggests about $66,901/yr gross in Raleigh (~$5,575/mo), with estimated take-home around $4,435/mo. Versus estimated take-home in Seattle at the scenario gross, that is about -32.3% (by design, equivalent gross targets similar real spending power after COL and taxes; exact match varies with rounding).

  • Cash after typical 1BR rent (illustrative). Using average 1-bedroom rent in the housing table, roughly $4,497/mo is left after rent in Seattle at the scenario gross vs $4,786/mo in Raleigh at the same gross. At the equivalent gross in Raleigh, about $2,955/mo after rent. Typical rent differs by about $570/mo between the two cities in our data.

Figures use the same tax and COL engine as the calculator; your household, deductions, and neighborhood can change outcomes. Use the calculator below for your exact salary and housing choice.

Housing snapshot · average rent · 1-bedroom apartment

Typical monthly rent

Seattle

$2,050

Raleigh

$1,480

Rent as % of scenario gross ($100,000/yr)

Seattle

24.6%

Raleigh

17.8%

Rent as % of equivalent gross (Raleigh)

Raleigh only

26.5%

Rent benchmarks are city-level estimates; neighborhoods vary. Mortgage (buy) and other home sizes are available in the full calculator.

Housing: Seattle → Raleigh

Approximate median monthly rents for the primary metros in Seattle and Raleigh. Negative delta means housing is cheaper in Raleigh. Figures are planning estimates — neighborhoods vary.

1BR rent delta / yr

−$6,840

1BR % of $100k (Seattle)

24.6%

$2,050/mo

1BR % of $100k (Raleigh)

17.8%

$1,480/mo

Property tax (effective)

~0.75% → ~0.66%

Seattle → Raleigh

At COL-equivalent salary in Raleigh, 1BR rent is about 26.5% of gross — vs 17.8% if you keep $100,000 gross.

Apartment rent (monthly)

SizeSeattleRaleighDelta / mo
Studio$1,650$1,220−$430
1 bedroom$2,050$1,480−$570
2 bedroom$2,600$1,820−$780
3 bedroom$3,400$2,350−$1,050

House rent (monthly)

SizeSeattleRaleighDelta / mo
2 bedroom$2,800$1,980−$820
3 bedroom$3,600$2,550−$1,050
4 bedroom$4,500$3,180−$1,320

Buy instead? Est. mortgage (3BR house)

Seattle payment

$4,139/mo

Raleigh payment

$2,932/mo

Payment delta

−$1,207

Est. purchase price

$777,600 → $550,800

Illustrative P&I only: 20% down, 7% APR, 30-year fixed. Price ≈ annual rent × 18 (price-to-rent). Taxes, insurance, and HOA not included — open the calculator Housing section to adjust.

Sources: approximate metro medians (Zillow / Zumper-style US benchmarks; CMHC-style for Canada). Property tax rates are statewide effective averages. Personalize unit size, rent vs buy, and down payment in the relocation calculator.

Model housing for Seattle → Raleigh

Key takeaways — Seattle → Raleigh

  • Raleigh has a city cost-of-living index of 95 vs 142 in Seattle (national average = 100) — about 33% cheaper on our index.
  • At $100,000 gross (Single filer), roughly $66,901 in Raleigh matches Seattle purchasing power (-33.1% COL-adjusted).
  • Keeping the same $100,000 gross, estimated take-home shifts by about −$3,375/year (Seattle → Raleigh) after federal, state, and FICA taxes.
  • Parent-state paycheck model at $100k (single): Washington ~$78,565 vs North Carolina ~$75,190 (−$3,375/year) — city COL can still change the equivalent salary you need.
  • Seattle sits in a no–state-income-tax state; Raleigh does not — expect a larger tax bite at the same gross unless COL savings offset it.
  • Illustrative 1-bedroom rent: ~$2,050/mo in Seattle vs ~$1,480/mo in Raleigh (−$6,840/year).
  • Quality-of-life snapshot (indicative): overall 55 in Seattle vs 60 in Raleigh — better weather in the new city.

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Estimates for planning only. Cost-of-living indices and tax rules change; verify with local sources or a professional before relocating.