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US relocation · 2026

Washington flagSeattle → National average (US)

At $100,000 gross, you’d need about $70,423 in National average (US) to match Seattle purchasing power — and same-gross take-home shifts by +$615/year.

By Sammy S. · Founder · AuthorUpdated for 2026

Stronger purchasing power

National average (US) leads

City COL moves -42 from Seattle (142) to National average (US) (100). At $100,000 gross: equivalent salary ~$70,423; same-gross take-home +$615/year.

Side-by-side city scoreboard

Seattle

70

Purchasing power index · 100 = national avg

COL index
142
Parent median income
90,800 USD
Sales tax
~9.57%
Property tax
~0.75%
Income tax
None
$100k take-home
$78,565
Open calculator →

National average (US)

100

Purchasing power index · 100 = national avg

COL index
100
Parent median income
—
Sales tax
~7.53%
Property tax
~0.9%
Income tax
Taxed
$100k take-home
$79,180
Open calculator →
●Example scenario: $100,000 gross (Single filer, 2026)
Illustrative numbers only—same formulas as the calculator. Take-home rows assume you earn the scenario gross while living in each city (local taxes apply). Below the tables, use “Open calculator — personalize results” to enter your salary, filing status, rent or buy, and more—the full tool uses this same city pair.

Salary & estimated take-home (USD)

Annual gross (scenario)

Seattle

$100,000

National average (US)

$100,000

Est. annual take-home

Seattle

$78,565

National average (US)

$79,180

Approx. combined tax + payroll burden

Seattle

21.4%

National average (US)

20.8%

Take-home difference at same gross

+$615 / yr in National average (US) vs Seattle

Equivalent gross for same lifestyle (COL-adjusted)

National average (US) only

$70,423

Change vs scenario gross

National average (US) only

-29.6%

Est. take-home at equivalent gross

National average (US) only

$58,372

Burden at equivalent gross

National average (US) only

17.1%

Snapshot: how to read this move ($100,000 scenario)

  • Monthly take-home at the same gross. At $100,000/year, estimated take-home is about $6,547/mo in Seattle vs $6,598/mo in National average (US)—roughly +$51/mo more in National average (US) before housing ($615/yr annualized).

  • Cost of living vs taxes. Our benchmark COL index is 142 for Seattle and 100 for National average (US) (100 = national average). The destination is about -29.6% less expensive than the origin for that basket—then state/province and payroll taxes shift take-home further.

  • Equivalent salary to keep the same lifestyle. To match purchasing power after COL, the model suggests about $70,423/yr gross in National average (US) (~$5,869/mo), with estimated take-home around $4,864/mo. Versus estimated take-home in Seattle at the scenario gross, that is about -25.7% (by design, equivalent gross targets similar real spending power after COL and taxes; exact match varies with rounding).

  • Cash after typical 1BR rent (illustrative). Using average 1-bedroom rent in the housing table, roughly $4,497/mo is left after rent in Seattle at the scenario gross vs $5,098/mo in National average (US) at the same gross. At the equivalent gross in National average (US), about $3,364/mo after rent. Typical rent differs by about $550/mo between the two cities in our data.

Figures use the same tax and COL engine as the calculator; your household, deductions, and neighborhood can change outcomes. Use the calculator below for your exact salary and housing choice.

Housing snapshot · average rent · 1-bedroom apartment

Typical monthly rent

Seattle

$2,050

National average (US)

$1,500

Rent as % of scenario gross ($100,000/yr)

Seattle

24.6%

National average (US)

18.0%

Rent as % of equivalent gross (National average (US))

National average (US) only

25.6%

Rent benchmarks are city-level estimates; neighborhoods vary. Mortgage (buy) and other home sizes are available in the full calculator.

Housing: Seattle → National average (US)

Approximate median monthly rents for the primary metros in Seattle and National average (US). Negative delta means housing is cheaper in National average (US). Figures are planning estimates — neighborhoods vary.

1BR rent delta / yr

−$6,600

1BR % of $100k (Seattle)

24.6%

$2,050/mo

1BR % of $100k (National average (US))

18%

$1,500/mo

Property tax (effective)

~0.75% → ~0.9%

Seattle → National average (US)

At COL-equivalent salary in National average (US), 1BR rent is about 25.6% of gross — vs 18% if you keep $100,000 gross.

Apartment rent (monthly)

SizeSeattleNational average (US)Delta / mo
Studio$1,650$1,340−$310
1 bedroom$2,050$1,500−$550
2 bedroom$2,600$1,800−$800
3 bedroom$3,400$2,300−$1,100

House rent (monthly)

SizeSeattleNational average (US)Delta / mo
2 bedroom$2,800$1,950−$850
3 bedroom$3,600$2,400−$1,200
4 bedroom$4,500$3,000−$1,500

Buy instead? Est. mortgage (3BR house)

Seattle payment

$4,139/mo

National average (US) payment

$2,759/mo

Payment delta

−$1,380

Est. purchase price

$777,600 → $518,400

Illustrative P&I only: 20% down, 7% APR, 30-year fixed. Price ≈ annual rent × 18 (price-to-rent). Taxes, insurance, and HOA not included — open the calculator Housing section to adjust.

Sources: approximate metro medians (Zillow / Zumper-style US benchmarks; CMHC-style for Canada). Property tax rates are statewide effective averages. Personalize unit size, rent vs buy, and down payment in the relocation calculator.

Model housing for Seattle → National average (US)

Key takeaways — Seattle → National average (US)

  • National average (US) has a city cost-of-living index of 100 vs 142 in Seattle (national average = 100) — about 30% cheaper on our index.
  • At $100,000 gross (Single filer), roughly $70,423 in National average (US) matches Seattle purchasing power (-29.6% COL-adjusted).
  • Keeping the same $100,000 gross, estimated take-home shifts by about +$615/year (Seattle → National average (US)) after federal, state, and FICA taxes.
  • Parent-state paycheck model at $100k (single): Washington ~$78,565 vs National ~$79,180 (+$615/year) — city COL can still change the equivalent salary you need.
  • Seattle sits in a no–state-income-tax state; National average (US) does not — expect a larger tax bite at the same gross unless COL savings offset it.
  • Illustrative 1-bedroom rent: ~$2,050/mo in Seattle vs ~$1,500/mo in National average (US) (−$6,600/year).
  • Quality-of-life snapshot (indicative): overall 55 in Seattle vs 58 in National average (US) — better weather in the new city.

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Estimates for planning only. Cost-of-living indices and tax rules change; verify with local sources or a professional before relocating.