Tax Calculator

Paycheck Tax Calculator

Back to calculator
US relocation · 2026

Washington flagSeattle → South Carolina flagColumbia

At $100,000 gross, you’d need about $61,972 in Columbia to match Seattle purchasing power — and same-gross take-home shifts by −$3,576/year.

By Sammy S. · Founder · AuthorUpdated for 2026

Stronger purchasing power

Columbia leads

City COL moves -54 from Seattle (142) to Columbia (88). Parent median income delta (Washington → South Carolina): −$26,000. At $100,000 gross: equivalent salary ~$61,972; same-gross take-home −$3,576/year.

Side-by-side city scoreboard

Seattle

70

Purchasing power index · 100 = national avg

COL index
142
Parent median income
90,800 USD
Sales tax
~9.57%
Property tax
~0.75%
Income tax
None
$100k take-home
$78,565
Open calculator →

Columbia

114

Purchasing power index · 100 = national avg

COL index
88
Parent median income
64,800 USD
Sales tax
~7.49%
Property tax
~0.49%
Income tax
Taxed
$100k take-home
$74,989
Open calculator →
●Example scenario: $100,000 gross (Single filer, 2026)
Illustrative numbers only—same formulas as the calculator. Take-home rows assume you earn the scenario gross while living in each city (local taxes apply). Below the tables, use “Open calculator — personalize results” to enter your salary, filing status, rent or buy, and more—the full tool uses this same city pair.

Salary & estimated take-home (USD)

Annual gross (scenario)

Seattle

$100,000

Columbia

$100,000

Est. annual take-home

Seattle

$78,565

Columbia

$74,989

Approx. combined tax + payroll burden

Seattle

21.4%

Columbia

25%

Take-home difference at same gross

$-3,576 / yr in Columbia vs Seattle

Equivalent gross for same lifestyle (COL-adjusted)

Columbia only

$61,972

Change vs scenario gross

Columbia only

-38%

Est. take-home at equivalent gross

Columbia only

$50,065

Burden at equivalent gross

Columbia only

19.2%

Snapshot: how to read this move ($100,000 scenario)

  • Monthly take-home at the same gross. At $100,000/year, estimated take-home is about $6,547/mo in Seattle vs $6,249/mo in Columbia—roughly $298/mo less in Columbia before housing ($3,576/yr annualized).

  • Cost of living vs taxes. Our benchmark COL index is 142 for Seattle and 88 for Columbia (100 = national average). The destination is about -38% less expensive than the origin for that basket—then state/province and payroll taxes shift take-home further.

  • Equivalent salary to keep the same lifestyle. To match purchasing power after COL, the model suggests about $61,972/yr gross in Columbia (~$5,164/mo), with estimated take-home around $4,172/mo. Versus estimated take-home in Seattle at the scenario gross, that is about -36.3% (by design, equivalent gross targets similar real spending power after COL and taxes; exact match varies with rounding).

  • Cash after typical 1BR rent (illustrative). Using average 1-bedroom rent in the housing table, roughly $4,497/mo is left after rent in Seattle at the scenario gross vs $5,229/mo in Columbia at the same gross. At the equivalent gross in Columbia, about $3,152/mo after rent. Typical rent differs by about $1,030/mo between the two cities in our data.

Figures use the same tax and COL engine as the calculator; your household, deductions, and neighborhood can change outcomes. Use the calculator below for your exact salary and housing choice.

Housing snapshot · average rent · 1-bedroom apartment

Typical monthly rent

Seattle

$2,050

Columbia

$1,020

Rent as % of scenario gross ($100,000/yr)

Seattle

24.6%

Columbia

12.2%

Rent as % of equivalent gross (Columbia)

Columbia only

19.8%

Rent benchmarks are city-level estimates; neighborhoods vary. Mortgage (buy) and other home sizes are available in the full calculator.

Housing: Seattle → Columbia

Approximate median monthly rents for the primary metros in Seattle and Columbia. Negative delta means housing is cheaper in Columbia. Figures are planning estimates — neighborhoods vary.

1BR rent delta / yr

−$12,360

1BR % of $100k (Seattle)

24.6%

$2,050/mo

1BR % of $100k (Columbia)

12.2%

$1,020/mo

Property tax (effective)

~0.75% → ~0.49%

Seattle → Columbia

At COL-equivalent salary in Columbia, 1BR rent is about 19.8% of gross — vs 12.2% if you keep $100,000 gross.

Apartment rent (monthly)

SizeSeattleColumbiaDelta / mo
Studio$1,650$850−$800
1 bedroom$2,050$1,020−$1,030
2 bedroom$2,600$1,280−$1,320
3 bedroom$3,400$1,620−$1,780

House rent (monthly)

SizeSeattleColumbiaDelta / mo
2 bedroom$2,800$1,380−$1,420
3 bedroom$3,600$1,720−$1,880
4 bedroom$4,500$2,150−$2,350

Buy instead? Est. mortgage (3BR house)

Seattle payment

$4,139/mo

Columbia payment

$1,977/mo

Payment delta

−$2,161

Est. purchase price

$777,600 → $371,520

Illustrative P&I only: 20% down, 7% APR, 30-year fixed. Price ≈ annual rent × 18 (price-to-rent). Taxes, insurance, and HOA not included — open the calculator Housing section to adjust.

Sources: approximate metro medians (Zillow / Zumper-style US benchmarks; CMHC-style for Canada). Property tax rates are statewide effective averages. Personalize unit size, rent vs buy, and down payment in the relocation calculator.

Model housing for Seattle → Columbia

Key takeaways — Seattle → Columbia

  • Columbia has a city cost-of-living index of 88 vs 142 in Seattle (national average = 100) — about 38% cheaper on our index.
  • At $100,000 gross (Single filer), roughly $61,972 in Columbia matches Seattle purchasing power (-38% COL-adjusted).
  • Keeping the same $100,000 gross, estimated take-home shifts by about −$3,576/year (Seattle → Columbia) after federal, state, and FICA taxes.
  • Parent-state paycheck model at $100k (single): Washington ~$78,565 vs South Carolina ~$74,989 (−$3,576/year) — city COL can still change the equivalent salary you need.
  • Seattle sits in a no–state-income-tax state; Columbia does not — expect a larger tax bite at the same gross unless COL savings offset it.
  • Illustrative 1-bedroom rent: ~$2,050/mo in Seattle vs ~$1,020/mo in Columbia (−$12,360/year).
  • Quality-of-life snapshot (indicative): overall 55 in Seattle vs 55 in Columbia — lower safety & better weather in the new city.

Related tools

Dig into taxes, flip the move, or compare other cities.

More city & state comparisons

Compare other moves or see which states are best for take-home pay.

Estimates for planning only. Cost-of-living indices and tax rules change; verify with local sources or a professional before relocating.