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US relocation · 2026

North Carolina flagRaleigh → Oklahoma flagOklahoma City

At $100,000 gross, you’d need about $92,632 in Oklahoma City to match Raleigh purchasing power — and same-gross take-home shifts by −$93/year.

By Sammy S. · Founder · AuthorUpdated for 2026

Stronger purchasing power

Oklahoma City leads

City COL moves -7 from Raleigh (95) to Oklahoma City (88). Parent median income delta (North Carolina → Oklahoma): −$8,600. At $100,000 gross: equivalent salary ~$92,632; same-gross take-home −$93/year.

Side-by-side city scoreboard

Raleigh

105

Purchasing power index · 100 = national avg

COL index
95
Parent median income
68,800 USD
Sales tax
~7.1%
Property tax
~0.66%
Income tax
Taxed
$100k take-home
$75,190
Open calculator →

Oklahoma City

114

Purchasing power index · 100 = national avg

COL index
88
Parent median income
60,200 USD
Sales tax
~9.06%
Property tax
~0.79%
Income tax
Taxed
$100k take-home
$75,097
Open calculator →
●Example scenario: $100,000 gross (Single filer, 2026)
Illustrative numbers only—same formulas as the calculator. Take-home rows assume you earn the scenario gross while living in each city (local taxes apply). Below the tables, use “Open calculator — personalize results” to enter your salary, filing status, rent or buy, and more—the full tool uses this same city pair.

Salary & estimated take-home (USD)

Annual gross (scenario)

Raleigh

$100,000

Oklahoma City

$100,000

Est. annual take-home

Raleigh

$75,190

Oklahoma City

$75,097

Approx. combined tax + payroll burden

Raleigh

24.8%

Oklahoma City

24.9%

Take-home difference at same gross

$-93 / yr in Oklahoma City vs Raleigh

Equivalent gross for same lifestyle (COL-adjusted)

Oklahoma City only

$92,632

Change vs scenario gross

Oklahoma City only

-7.4%

Est. take-home at equivalent gross

Oklahoma City only

$70,245

Burden at equivalent gross

Oklahoma City only

24.2%

Snapshot: how to read this move ($100,000 scenario)

  • Monthly take-home at the same gross. At $100,000/year, estimated take-home is about $6,266/mo in Raleigh vs $6,258/mo in Oklahoma City—roughly $8/mo less in Oklahoma City before housing ($93/yr annualized).

  • Cost of living vs taxes. Our benchmark COL index is 95 for Raleigh and 88 for Oklahoma City (100 = national average). The destination is about -7.4% less expensive than the origin for that basket—then state/province and payroll taxes shift take-home further.

  • Equivalent salary to keep the same lifestyle. To match purchasing power after COL, the model suggests about $92,632/yr gross in Oklahoma City (~$7,719/mo), with estimated take-home around $5,854/mo. Versus estimated take-home in Raleigh at the scenario gross, that is about -6.6% (by design, equivalent gross targets similar real spending power after COL and taxes; exact match varies with rounding).

  • Cash after typical 1BR rent (illustrative). Using average 1-bedroom rent in the housing table, roughly $4,786/mo is left after rent in Raleigh at the scenario gross vs $5,438/mo in Oklahoma City at the same gross. At the equivalent gross in Oklahoma City, about $5,034/mo after rent. Typical rent differs by about $660/mo between the two cities in our data.

Figures use the same tax and COL engine as the calculator; your household, deductions, and neighborhood can change outcomes. Use the calculator below for your exact salary and housing choice.

Housing snapshot · average rent · 1-bedroom apartment

Typical monthly rent

Raleigh

$1,480

Oklahoma City

$820

Rent as % of scenario gross ($100,000/yr)

Raleigh

17.8%

Oklahoma City

9.8%

Rent as % of equivalent gross (Oklahoma City)

Oklahoma City only

10.6%

Rent benchmarks are city-level estimates; neighborhoods vary. Mortgage (buy) and other home sizes are available in the full calculator.

Housing: Raleigh → Oklahoma City

Approximate median monthly rents for the primary metros in Raleigh and Oklahoma City. Negative delta means housing is cheaper in Oklahoma City. Figures are planning estimates — neighborhoods vary.

1BR rent delta / yr

−$7,920

1BR % of $100k (Raleigh)

17.8%

$1,480/mo

1BR % of $100k (Oklahoma City)

9.8%

$820/mo

Property tax (effective)

~0.66% → ~0.79%

Raleigh → Oklahoma City

At COL-equivalent salary in Oklahoma City, 1BR rent is about 10.6% of gross — vs 9.8% if you keep $100,000 gross.

Apartment rent (monthly)

SizeRaleighOklahoma CityDelta / mo
Studio$1,220$680−$540
1 bedroom$1,480$820−$660
2 bedroom$1,820$1,020−$800
3 bedroom$2,350$1,280−$1,070

House rent (monthly)

SizeRaleighOklahoma CityDelta / mo
2 bedroom$1,980$1,100−$880
3 bedroom$2,550$1,380−$1,170
4 bedroom$3,180$1,720−$1,460

Buy instead? Est. mortgage (3BR house)

Raleigh payment

$2,932/mo

Oklahoma City payment

$1,587/mo

Payment delta

−$1,345

Est. purchase price

$550,800 → $298,080

Illustrative P&I only: 20% down, 7% APR, 30-year fixed. Price ≈ annual rent × 18 (price-to-rent). Taxes, insurance, and HOA not included — open the calculator Housing section to adjust.

Sources: approximate metro medians (Zillow / Zumper-style US benchmarks; CMHC-style for Canada). Property tax rates are statewide effective averages. Personalize unit size, rent vs buy, and down payment in the relocation calculator.

Model housing for Raleigh → Oklahoma City

Key takeaways — Raleigh → Oklahoma City

  • Oklahoma City has a city cost-of-living index of 88 vs 95 in Raleigh (national average = 100) — about 7% cheaper on our index.
  • At $100,000 gross (Single filer), roughly $92,632 in Oklahoma City matches Raleigh purchasing power (-7.4% COL-adjusted).
  • Keeping the same $100,000 gross, estimated take-home shifts by about −$93/year (Raleigh → Oklahoma City) after federal, state, and FICA taxes.
  • Parent-state paycheck model at $100k (single): North Carolina ~$75,190 vs Oklahoma ~$75,097 (−$93/year) — city COL can still change the equivalent salary you need.
  • Illustrative 1-bedroom rent: ~$1,480/mo in Raleigh vs ~$820/mo in Oklahoma City (−$7,920/year).
  • Quality-of-life snapshot (indicative): overall 60 in Raleigh vs 55 in Oklahoma City — lower safety in the new city.

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Estimates for planning only. Cost-of-living indices and tax rules change; verify with local sources or a professional before relocating.