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US relocation · 2026

North Carolina flagRaleigh → Arkansas flagLittle Rock

At $100,000 gross, you’d need about $92,632 in Little Rock to match Raleigh purchasing power — and same-gross take-home shifts by +$368/year.

By Sammy S. · Founder · AuthorUpdated for 2026

Stronger purchasing power

Little Rock leads

City COL moves -7 from Raleigh (95) to Little Rock (88). Parent median income delta (North Carolina → Arkansas): −$11,600. At $100,000 gross: equivalent salary ~$92,632; same-gross take-home +$368/year.

Side-by-side city scoreboard

Raleigh

105

Purchasing power index · 100 = national avg

COL index
95
Parent median income
68,800 USD
Sales tax
~7.1%
Property tax
~0.66%
Income tax
Taxed
$100k take-home
$75,190
Open calculator →

Little Rock

114

Purchasing power index · 100 = national avg

COL index
88
Parent median income
57,200 USD
Sales tax
~9.48%
Property tax
~0.56%
Income tax
Taxed
$100k take-home
$75,558
Open calculator →
●Example scenario: $100,000 gross (Single filer, 2026)
Illustrative numbers only—same formulas as the calculator. Take-home rows assume you earn the scenario gross while living in each city (local taxes apply). Below the tables, use “Open calculator — personalize results” to enter your salary, filing status, rent or buy, and more—the full tool uses this same city pair.

Salary & estimated take-home (USD)

Annual gross (scenario)

Raleigh

$100,000

Little Rock

$100,000

Est. annual take-home

Raleigh

$75,190

Little Rock

$75,558

Approx. combined tax + payroll burden

Raleigh

24.8%

Little Rock

24.4%

Take-home difference at same gross

+$368 / yr in Little Rock vs Raleigh

Equivalent gross for same lifestyle (COL-adjusted)

Little Rock only

$92,632

Change vs scenario gross

Little Rock only

-7.4%

Est. take-home at equivalent gross

Little Rock only

$70,647

Burden at equivalent gross

Little Rock only

23.7%

Snapshot: how to read this move ($100,000 scenario)

  • Monthly take-home at the same gross. At $100,000/year, estimated take-home is about $6,266/mo in Raleigh vs $6,297/mo in Little Rock—roughly +$31/mo more in Little Rock before housing ($368/yr annualized).

  • Cost of living vs taxes. Our benchmark COL index is 95 for Raleigh and 88 for Little Rock (100 = national average). The destination is about -7.4% less expensive than the origin for that basket—then state/province and payroll taxes shift take-home further.

  • Equivalent salary to keep the same lifestyle. To match purchasing power after COL, the model suggests about $92,632/yr gross in Little Rock (~$7,719/mo), with estimated take-home around $5,887/mo. Versus estimated take-home in Raleigh at the scenario gross, that is about -6% (by design, equivalent gross targets similar real spending power after COL and taxes; exact match varies with rounding).

  • Cash after typical 1BR rent (illustrative). Using average 1-bedroom rent in the housing table, roughly $4,786/mo is left after rent in Raleigh at the scenario gross vs $5,417/mo in Little Rock at the same gross. At the equivalent gross in Little Rock, about $5,007/mo after rent. Typical rent differs by about $600/mo between the two cities in our data.

Figures use the same tax and COL engine as the calculator; your household, deductions, and neighborhood can change outcomes. Use the calculator below for your exact salary and housing choice.

Housing snapshot · average rent · 1-bedroom apartment

Typical monthly rent

Raleigh

$1,480

Little Rock

$880

Rent as % of scenario gross ($100,000/yr)

Raleigh

17.8%

Little Rock

10.6%

Rent as % of equivalent gross (Little Rock)

Little Rock only

11.4%

Rent benchmarks are city-level estimates; neighborhoods vary. Mortgage (buy) and other home sizes are available in the full calculator.

Housing: Raleigh → Little Rock

Approximate median monthly rents for the primary metros in Raleigh and Little Rock. Negative delta means housing is cheaper in Little Rock. Figures are planning estimates — neighborhoods vary.

1BR rent delta / yr

−$7,200

1BR % of $100k (Raleigh)

17.8%

$1,480/mo

1BR % of $100k (Little Rock)

10.6%

$880/mo

Property tax (effective)

~0.66% → ~0.56%

Raleigh → Little Rock

At COL-equivalent salary in Little Rock, 1BR rent is about 11.4% of gross — vs 10.6% if you keep $100,000 gross.

Apartment rent (monthly)

SizeRaleighLittle RockDelta / mo
Studio$1,220$720−$500
1 bedroom$1,480$880−$600
2 bedroom$1,820$1,080−$740
3 bedroom$2,350$1,380−$970

House rent (monthly)

SizeRaleighLittle RockDelta / mo
2 bedroom$1,980$1,180−$800
3 bedroom$2,550$1,480−$1,070
4 bedroom$3,180$1,850−$1,330

Buy instead? Est. mortgage (3BR house)

Raleigh payment

$2,932/mo

Little Rock payment

$1,701/mo

Payment delta

−$1,230

Est. purchase price

$550,800 → $319,680

Illustrative P&I only: 20% down, 7% APR, 30-year fixed. Price ≈ annual rent × 18 (price-to-rent). Taxes, insurance, and HOA not included — open the calculator Housing section to adjust.

Sources: approximate metro medians (Zillow / Zumper-style US benchmarks; CMHC-style for Canada). Property tax rates are statewide effective averages. Personalize unit size, rent vs buy, and down payment in the relocation calculator.

Model housing for Raleigh → Little Rock

Key takeaways — Raleigh → Little Rock

  • Little Rock has a city cost-of-living index of 88 vs 95 in Raleigh (national average = 100) — about 7% cheaper on our index.
  • At $100,000 gross (Single filer), roughly $92,632 in Little Rock matches Raleigh purchasing power (-7.4% COL-adjusted).
  • Keeping the same $100,000 gross, estimated take-home shifts by about +$368/year (Raleigh → Little Rock) after federal, state, and FICA taxes.
  • Parent-state paycheck model at $100k (single): North Carolina ~$75,190 vs Arkansas ~$75,558 (+$368/year) — city COL can still change the equivalent salary you need.
  • Illustrative 1-bedroom rent: ~$1,480/mo in Raleigh vs ~$880/mo in Little Rock (−$7,200/year).
  • Quality-of-life snapshot (indicative): overall 60 in Raleigh vs 49 in Little Rock — lower safety in the new city.

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Estimates for planning only. Cost-of-living indices and tax rules change; verify with local sources or a professional before relocating.