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US relocation · 2026

Pennsylvania flagPhiladelphia → California flagLos Angeles

At $100,000 gross, you’d need about $142,453 in Los Angeles to match Philadelphia purchasing power — and same-gross take-home shifts by −$3,316/year.

By Sammy S. · Founder · AuthorUpdated for 2026

Stronger purchasing power

Philadelphia leads

City COL moves +45 from Philadelphia (106) to Los Angeles (151). Parent median income delta (Pennsylvania → California): +$20,700. At $100,000 gross: equivalent salary ~$142,453; same-gross take-home −$3,316/year.

Side-by-side city scoreboard

Philadelphia

94

Purchasing power index · 100 = national avg

COL index
106
Parent median income
72,800 USD
Sales tax
~6.34%
Property tax
~1.26%
Income tax
Taxed
$100k take-home
$76,110
Open calculator →

Los Angeles

66

Purchasing power index · 100 = national avg

COL index
151
Parent median income
93,500 USD
Sales tax
~9.03%
Property tax
~0.7%
Income tax
Taxed
$100k take-home
$72,794
Open calculator →
●Example scenario: $100,000 gross (Single filer, 2026)
Illustrative numbers only—same formulas as the calculator. Take-home rows assume you earn the scenario gross while living in each city (local taxes apply). Below the tables, use “Open calculator — personalize results” to enter your salary, filing status, rent or buy, and more—the full tool uses this same city pair.

Salary & estimated take-home (USD)

Annual gross (scenario)

Philadelphia

$100,000

Los Angeles

$100,000

Est. annual take-home

Philadelphia

$76,110

Los Angeles

$72,794

Approx. combined tax + payroll burden

Philadelphia

23.9%

Los Angeles

27.2%

Take-home difference at same gross

$-3,316 / yr in Los Angeles vs Philadelphia

Equivalent gross for same lifestyle (COL-adjusted)

Los Angeles only

$142,453

Change vs scenario gross

Los Angeles only

+42.5%

Est. take-home at equivalent gross

Los Angeles only

$97,746

Burden at equivalent gross

Los Angeles only

31.4%

Snapshot: how to read this move ($100,000 scenario)

  • Monthly take-home at the same gross. At $100,000/year, estimated take-home is about $6,343/mo in Philadelphia vs $6,066/mo in Los Angeles—roughly $277/mo less in Los Angeles before housing ($3,316/yr annualized).

  • Cost of living vs taxes. Our benchmark COL index is 106 for Philadelphia and 151 for Los Angeles (100 = national average). The destination is about +42.5% more expensive than the origin for that basket—then state/province and payroll taxes shift take-home further.

  • Equivalent salary to keep the same lifestyle. To match purchasing power after COL, the model suggests about $142,453/yr gross in Los Angeles (~$11,871/mo), with estimated take-home around $8,146/mo. Versus estimated take-home in Philadelphia at the scenario gross, that is about +28.4% (by design, equivalent gross targets similar real spending power after COL and taxes; exact match varies with rounding).

  • Cash after typical 1BR rent (illustrative). Using average 1-bedroom rent in the housing table, roughly $4,793/mo is left after rent in Philadelphia at the scenario gross vs $3,616/mo in Los Angeles at the same gross. At the equivalent gross in Los Angeles, about $5,696/mo after rent. Typical rent differs by about +$900/mo between the two cities in our data.

Figures use the same tax and COL engine as the calculator; your household, deductions, and neighborhood can change outcomes. Use the calculator below for your exact salary and housing choice.

Housing snapshot · average rent · 1-bedroom apartment

Typical monthly rent

Philadelphia

$1,550

Los Angeles

$2,450

Rent as % of scenario gross ($100,000/yr)

Philadelphia

18.6%

Los Angeles

29.4%

Rent as % of equivalent gross (Los Angeles)

Los Angeles only

20.6%

Rent benchmarks are city-level estimates; neighborhoods vary. Mortgage (buy) and other home sizes are available in the full calculator.

Housing: Philadelphia → Los Angeles

Approximate median monthly rents for the primary metros in Philadelphia and Los Angeles. Negative delta means housing is cheaper in Los Angeles. Figures are planning estimates — neighborhoods vary.

1BR rent delta / yr

+$10,800

1BR % of $100k (Philadelphia)

18.6%

$1,550/mo

1BR % of $100k (Los Angeles)

29.4%

$2,450/mo

Property tax (effective)

~1.26% → ~0.7%

Philadelphia → Los Angeles

At COL-equivalent salary in Los Angeles, 1BR rent is about 20.6% of gross — vs 29.4% if you keep $100,000 gross.

Apartment rent (monthly)

SizePhiladelphiaLos AngelesDelta / mo
Studio$1,300$1,950+$650
1 bedroom$1,550$2,450+$900
2 bedroom$1,850$3,200+$1,350
3 bedroom$2,300$4,300+$2,000

House rent (monthly)

SizePhiladelphiaLos AngelesDelta / mo
2 bedroom$2,000$3,200+$1,200
3 bedroom$2,500$4,200+$1,700
4 bedroom$3,100$5,500+$2,400

Buy instead? Est. mortgage (3BR house)

Philadelphia payment

$2,874/mo

Los Angeles payment

$4,829/mo

Payment delta

+$1,954

Est. purchase price

$540,000 → $907,200

Illustrative P&I only: 20% down, 7% APR, 30-year fixed. Price ≈ annual rent × 18 (price-to-rent). Taxes, insurance, and HOA not included — open the calculator Housing section to adjust.

Sources: approximate metro medians (Zillow / Zumper-style US benchmarks; CMHC-style for Canada). Property tax rates are statewide effective averages. Personalize unit size, rent vs buy, and down payment in the relocation calculator.

Model housing for Philadelphia → Los Angeles

Key takeaways — Philadelphia → Los Angeles

  • Los Angeles has a city cost-of-living index of 151 vs 106 in Philadelphia (national average = 100) — about 42% more expensive on our index.
  • At $100,000 gross (Single filer), roughly $142,453 in Los Angeles matches Philadelphia purchasing power (+42.5% COL-adjusted).
  • Keeping the same $100,000 gross, estimated take-home shifts by about −$3,316/year (Philadelphia → Los Angeles) after federal, state, and FICA taxes.
  • Parent-state paycheck model at $100k (single): Pennsylvania ~$76,110 vs California ~$72,794 (−$3,316/year) — city COL can still change the equivalent salary you need.
  • Illustrative 1-bedroom rent: ~$1,550/mo in Philadelphia vs ~$2,450/mo in Los Angeles (+$10,800/year).
  • Quality-of-life snapshot (indicative): overall 50 in Philadelphia vs 66 in Los Angeles — higher safety & better weather in the new city.

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Estimates for planning only. Cost-of-living indices and tax rules change; verify with local sources or a professional before relocating.