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US relocation · 2026

New York flagNew York → Kansas flagWichita

At $100,000 gross, you’d need about $56,667 in Wichita to match New York purchasing power — and same-gross take-home shifts by +$3,160/year.

By Sammy S. · Founder · AuthorUpdated for 2026

Stronger purchasing power

Wichita leads

City COL moves -65 from New York (150) to Wichita (85). Parent median income delta (New York → Kansas): −$11,000. At $100,000 gross: equivalent salary ~$56,667; same-gross take-home +$3,160/year.

Side-by-side city scoreboard

New York

67

Purchasing power index · 100 = national avg

COL index
150
Parent median income
81,800 USD
Sales tax
~8.54%
Property tax
~1.3%
Income tax
Taxed
$100k take-home
$70,848
Open calculator →

Wichita

118

Purchasing power index · 100 = national avg

COL index
85
Parent median income
70,800 USD
Sales tax
~8.71%
Property tax
~1.21%
Income tax
Taxed
$100k take-home
$74,008
Open calculator →
●Example scenario: $100,000 gross (Single filer, 2026)
Illustrative numbers only—same formulas as the calculator. Take-home rows assume you earn the scenario gross while living in each city (local taxes apply). Below the tables, use “Open calculator — personalize results” to enter your salary, filing status, rent or buy, and more—the full tool uses this same city pair.

Salary & estimated take-home (USD)

Annual gross (scenario)

New York

$100,000

Wichita

$100,000

Est. annual take-home

New York

$70,848

Wichita

$74,008

Approx. combined tax + payroll burden

New York

29.2%

Wichita

26%

Take-home difference at same gross

+$3,160 / yr in Wichita vs New York

Equivalent gross for same lifestyle (COL-adjusted)

Wichita only

$56,667

Change vs scenario gross

Wichita only

-43.3%

Est. take-home at equivalent gross

Wichita only

$44,958

Burden at equivalent gross

Wichita only

20.7%

Snapshot: how to read this move ($100,000 scenario)

  • Monthly take-home at the same gross. At $100,000/year, estimated take-home is about $5,904/mo in New York vs $6,167/mo in Wichita—roughly +$263/mo more in Wichita before housing ($3,160/yr annualized).

  • Cost of living vs taxes. Our benchmark COL index is 150 for New York and 85 for Wichita (100 = national average). The destination is about -43.3% less expensive than the origin for that basket—then state/province and payroll taxes shift take-home further.

  • Equivalent salary to keep the same lifestyle. To match purchasing power after COL, the model suggests about $56,667/yr gross in Wichita (~$4,722/mo), with estimated take-home around $3,746/mo. Versus estimated take-home in New York at the scenario gross, that is about -36.5% (by design, equivalent gross targets similar real spending power after COL and taxes; exact match varies with rounding).

  • Cash after typical 1BR rent (illustrative). Using average 1-bedroom rent in the housing table, roughly $2,004/mo is left after rent in New York at the scenario gross vs $5,387/mo in Wichita at the same gross. At the equivalent gross in Wichita, about $2,966/mo after rent. Typical rent differs by about $3,120/mo between the two cities in our data.

Figures use the same tax and COL engine as the calculator; your household, deductions, and neighborhood can change outcomes. Use the calculator below for your exact salary and housing choice.

Housing snapshot · average rent · 1-bedroom apartment

Typical monthly rent

New York

$3,900

Wichita

$780

Rent as % of scenario gross ($100,000/yr)

New York

46.8%

Wichita

9.4%

Rent as % of equivalent gross (Wichita)

Wichita only

16.5%

Rent benchmarks are city-level estimates; neighborhoods vary. Mortgage (buy) and other home sizes are available in the full calculator.

Housing: New York → Wichita

Approximate median monthly rents for the primary metros in New York and Wichita. Negative delta means housing is cheaper in Wichita. Figures are planning estimates — neighborhoods vary.

1BR rent delta / yr

−$37,440

1BR % of $100k (New York)

46.8%

$3,900/mo

1BR % of $100k (Wichita)

9.4%

$780/mo

Property tax (effective)

~1.3% → ~1.21%

New York → Wichita

At COL-equivalent salary in Wichita, 1BR rent is about 16.5% of gross — vs 9.4% if you keep $100,000 gross.

Apartment rent (monthly)

SizeNew YorkWichitaDelta / mo
Studio$3,200$650−$2,550
1 bedroom$3,900$780−$3,120
2 bedroom$4,500$980−$3,520
3 bedroom$5,800$1,250−$4,550

House rent (monthly)

SizeNew YorkWichitaDelta / mo
2 bedroom$4,200$1,080−$3,120
3 bedroom$5,500$1,350−$4,150
4 bedroom$7,200$1,680−$5,520

Buy instead? Est. mortgage (3BR house)

New York payment

$6,323/mo

Wichita payment

$1,552/mo

Payment delta

−$4,771

Est. purchase price

$1,188,000 → $291,600

Illustrative P&I only: 20% down, 7% APR, 30-year fixed. Price ≈ annual rent × 18 (price-to-rent). Taxes, insurance, and HOA not included — open the calculator Housing section to adjust.

Sources: approximate metro medians (Zillow / Zumper-style US benchmarks; CMHC-style for Canada). Property tax rates are statewide effective averages. Personalize unit size, rent vs buy, and down payment in the relocation calculator.

Model housing for New York → Wichita

Key takeaways — New York → Wichita

  • Wichita has a city cost-of-living index of 85 vs 150 in New York (national average = 100) — about 43% cheaper on our index.
  • At $100,000 gross (Single filer), roughly $56,667 in Wichita matches New York purchasing power (-43.3% COL-adjusted).
  • Keeping the same $100,000 gross, estimated take-home shifts by about +$3,160/year (New York → Wichita) after federal, state, and FICA taxes.
  • Parent-state paycheck model at $100k (single): New York ~$74,289 vs Kansas ~$74,008 (−$281/year) — city COL can still change the equivalent salary you need.
  • Illustrative 1-bedroom rent: ~$3,900/mo in New York vs ~$780/mo in Wichita (−$37,440/year).
  • Quality-of-life snapshot (indicative): overall 55 in New York vs 55 in Wichita — Similar crime and weather in both cities.

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Estimates for planning only. Cost-of-living indices and tax rules change; verify with local sources or a professional before relocating.