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US relocation · 2026

New York flagNew York → Wyoming flagCheyenne

At $100,000 gross, you’d need about $63,333 in Cheyenne to match New York purchasing power — and same-gross take-home shifts by +$8,332/year.

By Sammy S. · Founder · AuthorUpdated for 2026

Stronger purchasing power

Cheyenne leads

City COL moves -55 from New York (150) to Cheyenne (95). Parent median income delta (New York → Wyoming): −$9,000. At $100,000 gross: equivalent salary ~$63,333; same-gross take-home +$8,332/year.

Side-by-side city scoreboard

New York

67

Purchasing power index · 100 = national avg

COL index
150
Parent median income
81,800 USD
Sales tax
~8.54%
Property tax
~1.3%
Income tax
Taxed
$100k take-home
$70,848
Open calculator →

Cheyenne

105

Purchasing power index · 100 = national avg

COL index
95
Parent median income
72,800 USD
Sales tax
~5.39%
Property tax
~0.53%
Income tax
None
$100k take-home
$79,180
Open calculator →
●Example scenario: $100,000 gross (Single filer, 2026)
Illustrative numbers only—same formulas as the calculator. Take-home rows assume you earn the scenario gross while living in each city (local taxes apply). Below the tables, use “Open calculator — personalize results” to enter your salary, filing status, rent or buy, and more—the full tool uses this same city pair.

Salary & estimated take-home (USD)

Annual gross (scenario)

New York

$100,000

Cheyenne

$100,000

Est. annual take-home

New York

$70,848

Cheyenne

$79,180

Approx. combined tax + payroll burden

New York

29.2%

Cheyenne

20.8%

Take-home difference at same gross

+$8,332 / yr in Cheyenne vs New York

Equivalent gross for same lifestyle (COL-adjusted)

Cheyenne only

$63,333

Change vs scenario gross

Cheyenne only

-36.7%

Est. take-home at equivalent gross

Cheyenne only

$53,068

Burden at equivalent gross

Cheyenne only

16.2%

Snapshot: how to read this move ($100,000 scenario)

  • Monthly take-home at the same gross. At $100,000/year, estimated take-home is about $5,904/mo in New York vs $6,598/mo in Cheyenne—roughly +$694/mo more in Cheyenne before housing ($8,332/yr annualized).

  • Cost of living vs taxes. Our benchmark COL index is 150 for New York and 95 for Cheyenne (100 = national average). The destination is about -36.7% less expensive than the origin for that basket—then state/province and payroll taxes shift take-home further.

  • Equivalent salary to keep the same lifestyle. To match purchasing power after COL, the model suggests about $63,333/yr gross in Cheyenne (~$5,278/mo), with estimated take-home around $4,422/mo. Versus estimated take-home in New York at the scenario gross, that is about -25.1% (by design, equivalent gross targets similar real spending power after COL and taxes; exact match varies with rounding).

  • Cash after typical 1BR rent (illustrative). Using average 1-bedroom rent in the housing table, roughly $2,004/mo is left after rent in New York at the scenario gross vs $5,648/mo in Cheyenne at the same gross. At the equivalent gross in Cheyenne, about $3,472/mo after rent. Typical rent differs by about $2,950/mo between the two cities in our data.

Figures use the same tax and COL engine as the calculator; your household, deductions, and neighborhood can change outcomes. Use the calculator below for your exact salary and housing choice.

Housing snapshot · average rent · 1-bedroom apartment

Typical monthly rent

New York

$3,900

Cheyenne

$950

Rent as % of scenario gross ($100,000/yr)

New York

46.8%

Cheyenne

11.4%

Rent as % of equivalent gross (Cheyenne)

Cheyenne only

18.0%

Rent benchmarks are city-level estimates; neighborhoods vary. Mortgage (buy) and other home sizes are available in the full calculator.

Housing: New York → Cheyenne

Approximate median monthly rents for the primary metros in New York and Cheyenne. Negative delta means housing is cheaper in Cheyenne. Figures are planning estimates — neighborhoods vary.

1BR rent delta / yr

−$35,400

1BR % of $100k (New York)

46.8%

$3,900/mo

1BR % of $100k (Cheyenne)

11.4%

$950/mo

Property tax (effective)

~1.3% → ~0.53%

New York → Cheyenne

At COL-equivalent salary in Cheyenne, 1BR rent is about 18% of gross — vs 11.4% if you keep $100,000 gross.

Apartment rent (monthly)

SizeNew YorkCheyenneDelta / mo
Studio$3,200$780−$2,420
1 bedroom$3,900$950−$2,950
2 bedroom$4,500$1,180−$3,320
3 bedroom$5,800$1,480−$4,320

House rent (monthly)

SizeNew YorkCheyenneDelta / mo
2 bedroom$4,200$1,280−$2,920
3 bedroom$5,500$1,580−$3,920
4 bedroom$7,200$1,980−$5,220

Buy instead? Est. mortgage (3BR house)

New York payment

$6,323/mo

Cheyenne payment

$1,816/mo

Payment delta

−$4,507

Est. purchase price

$1,188,000 → $341,280

Illustrative P&I only: 20% down, 7% APR, 30-year fixed. Price ≈ annual rent × 18 (price-to-rent). Taxes, insurance, and HOA not included — open the calculator Housing section to adjust.

Sources: approximate metro medians (Zillow / Zumper-style US benchmarks; CMHC-style for Canada). Property tax rates are statewide effective averages. Personalize unit size, rent vs buy, and down payment in the relocation calculator.

Model housing for New York → Cheyenne

Key takeaways — New York → Cheyenne

  • Cheyenne has a city cost-of-living index of 95 vs 150 in New York (national average = 100) — about 37% cheaper on our index.
  • At $100,000 gross (Single filer), roughly $63,333 in Cheyenne matches New York purchasing power (-36.7% COL-adjusted).
  • Keeping the same $100,000 gross, estimated take-home shifts by about +$8,332/year (New York → Cheyenne) after federal, state, and FICA taxes.
  • Parent-state paycheck model at $100k (single): New York ~$74,289 vs Wyoming ~$79,180 (+$4,891/year) — city COL can still change the equivalent salary you need.
  • Cheyenne sits in a no–state-income-tax state while New York does not — same-gross take-home often improves even before rent.
  • Illustrative 1-bedroom rent: ~$3,900/mo in New York vs ~$950/mo in Cheyenne (−$35,400/year).
  • Quality-of-life snapshot (indicative): overall 55 in New York vs 60 in Cheyenne — higher safety & worse weather in the new city.

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Estimates for planning only. Cost-of-living indices and tax rules change; verify with local sources or a professional before relocating.