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US relocation · 2026

Louisiana flagNew Orleans → Texas flagHouston

At $100,000 gross, you’d need about $102,174 in Houston to match New Orleans purchasing power — and same-gross take-home shifts by +$3,000/year.

By Sammy S. · Founder · AuthorUpdated for 2026

Stronger purchasing power

New Orleans leads

City COL moves +2 from New Orleans (92) to Houston (94). Parent median income delta (Louisiana → Texas): +$17,600. At $100,000 gross: equivalent salary ~$102,174; same-gross take-home +$3,000/year.

Side-by-side city scoreboard

New Orleans

109

Purchasing power index · 100 = national avg

COL index
92
Parent median income
57,200 USD
Sales tax
~10.13%
Property tax
~0.55%
Income tax
Taxed
$100k take-home
$76,180
Open calculator →

Houston

106

Purchasing power index · 100 = national avg

COL index
94
Parent median income
74,800 USD
Sales tax
~8.2%
Property tax
~1.4%
Income tax
None
$100k take-home
$79,180
Open calculator →
●Example scenario: $100,000 gross (Single filer, 2026)
Illustrative numbers only—same formulas as the calculator. Take-home rows assume you earn the scenario gross while living in each city (local taxes apply). Below the tables, use “Open calculator — personalize results” to enter your salary, filing status, rent or buy, and more—the full tool uses this same city pair.

Salary & estimated take-home (USD)

Annual gross (scenario)

New Orleans

$100,000

Houston

$100,000

Est. annual take-home

New Orleans

$76,180

Houston

$79,180

Approx. combined tax + payroll burden

New Orleans

23.8%

Houston

20.8%

Take-home difference at same gross

+$3,000 / yr in Houston vs New Orleans

Equivalent gross for same lifestyle (COL-adjusted)

Houston only

$102,174

Change vs scenario gross

Houston only

+2.2%

Est. take-home at equivalent gross

Houston only

$80,709

Burden at equivalent gross

Houston only

21%

Snapshot: how to read this move ($100,000 scenario)

  • Monthly take-home at the same gross. At $100,000/year, estimated take-home is about $6,348/mo in New Orleans vs $6,598/mo in Houston—roughly +$250/mo more in Houston before housing ($3,000/yr annualized).

  • Cost of living vs taxes. Our benchmark COL index is 92 for New Orleans and 94 for Houston (100 = national average). The destination is about +2.2% more expensive than the origin for that basket—then state/province and payroll taxes shift take-home further.

  • Equivalent salary to keep the same lifestyle. To match purchasing power after COL, the model suggests about $102,174/yr gross in Houston (~$8,514/mo), with estimated take-home around $6,726/mo. Versus estimated take-home in New Orleans at the scenario gross, that is about +5.9% (by design, equivalent gross targets similar real spending power after COL and taxes; exact match varies with rounding).

  • Cash after typical 1BR rent (illustrative). Using average 1-bedroom rent in the housing table, roughly $5,028/mo is left after rent in New Orleans at the scenario gross vs $5,318/mo in Houston at the same gross. At the equivalent gross in Houston, about $5,446/mo after rent. Typical rent differs by about $40/mo between the two cities in our data.

Figures use the same tax and COL engine as the calculator; your household, deductions, and neighborhood can change outcomes. Use the calculator below for your exact salary and housing choice.

Housing snapshot · average rent · 1-bedroom apartment

Typical monthly rent

New Orleans

$1,320

Houston

$1,280

Rent as % of scenario gross ($100,000/yr)

New Orleans

15.8%

Houston

15.4%

Rent as % of equivalent gross (Houston)

Houston only

15.0%

Rent benchmarks are city-level estimates; neighborhoods vary. Mortgage (buy) and other home sizes are available in the full calculator.

Housing: New Orleans → Houston

Approximate median monthly rents for the primary metros in New Orleans and Houston. Negative delta means housing is cheaper in Houston. Figures are planning estimates — neighborhoods vary.

1BR rent delta / yr

−$480

1BR % of $100k (New Orleans)

15.8%

$1,320/mo

1BR % of $100k (Houston)

15.4%

$1,280/mo

Property tax (effective)

~0.55% → ~1.4%

New Orleans → Houston

At COL-equivalent salary in Houston, 1BR rent is about 15% of gross — vs 15.4% if you keep $100,000 gross.

Apartment rent (monthly)

SizeNew OrleansHoustonDelta / mo
Studio$1,080$1,050−$30
1 bedroom$1,320$1,280−$40
2 bedroom$1,650$1,580−$70
3 bedroom$2,080$2,000−$80

House rent (monthly)

SizeNew OrleansHoustonDelta / mo
2 bedroom$1,750$1,700−$50
3 bedroom$2,200$2,100−$100
4 bedroom$2,750$2,600−$150

Buy instead? Est. mortgage (3BR house)

New Orleans payment

$2,529/mo

Houston payment

$2,414/mo

Payment delta

−$115

Est. purchase price

$475,200 → $453,600

Illustrative P&I only: 20% down, 7% APR, 30-year fixed. Price ≈ annual rent × 18 (price-to-rent). Taxes, insurance, and HOA not included — open the calculator Housing section to adjust.

Sources: approximate metro medians (Zillow / Zumper-style US benchmarks; CMHC-style for Canada). Property tax rates are statewide effective averages. Personalize unit size, rent vs buy, and down payment in the relocation calculator.

Model housing for New Orleans → Houston

Key takeaways — New Orleans → Houston

  • Houston has a city cost-of-living index of 94 vs 92 in New Orleans (national average = 100) — about 2% more expensive on our index.
  • At $100,000 gross (Single filer), roughly $102,174 in Houston matches New Orleans purchasing power (+2.2% COL-adjusted).
  • Keeping the same $100,000 gross, estimated take-home shifts by about +$3,000/year (New Orleans → Houston) after federal, state, and FICA taxes.
  • Parent-state paycheck model at $100k (single): Louisiana ~$76,180 vs Texas ~$79,180 (+$3,000/year) — city COL can still change the equivalent salary you need.
  • Houston sits in a no–state-income-tax state while New Orleans does not — same-gross take-home often improves even before rent.
  • Illustrative 1-bedroom rent: ~$1,320/mo in New Orleans vs ~$1,280/mo in Houston (−$480/year).
  • Quality-of-life snapshot (indicative): overall 52 in New Orleans vs 55 in Houston — higher safety & worse weather in the new city.

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Estimates for planning only. Cost-of-living indices and tax rules change; verify with local sources or a professional before relocating.