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US relocation · 2026

Florida flagMiami → Wyoming flagCheyenne

At $100,000 gross, you’d need about $78,512 in Cheyenne to match Miami purchasing power — and same-gross take-home shifts by +$0/year.

By Sammy S. · Founder · AuthorUpdated for 2026

Stronger purchasing power

Cheyenne leads

City COL moves -26 from Miami (121) to Cheyenne (95). Parent median income delta (Florida → Wyoming): +$3,000. At $100,000 gross: equivalent salary ~$78,512; same-gross take-home +$0/year.

Side-by-side city scoreboard

Miami

83

Purchasing power index · 100 = national avg

COL index
121
Parent median income
69,800 USD
Sales tax
~6.98%
Property tax
~0.78%
Income tax
None
$100k take-home
$79,180
Open calculator →

Cheyenne

105

Purchasing power index · 100 = national avg

COL index
95
Parent median income
72,800 USD
Sales tax
~5.39%
Property tax
~0.53%
Income tax
None
$100k take-home
$79,180
Open calculator →
●Example scenario: $100,000 gross (Single filer, 2026)
Illustrative numbers only—same formulas as the calculator. Take-home rows assume you earn the scenario gross while living in each city (local taxes apply). Below the tables, use “Open calculator — personalize results” to enter your salary, filing status, rent or buy, and more—the full tool uses this same city pair.

Salary & estimated take-home (USD)

Annual gross (scenario)

Miami

$100,000

Cheyenne

$100,000

Est. annual take-home

Miami

$79,180

Cheyenne

$79,180

Approx. combined tax + payroll burden

Miami

20.8%

Cheyenne

20.8%

Take-home difference at same gross

+$0 / yr in Cheyenne vs Miami

Equivalent gross for same lifestyle (COL-adjusted)

Cheyenne only

$78,512

Change vs scenario gross

Cheyenne only

-21.5%

Est. take-home at equivalent gross

Cheyenne only

$64,063

Burden at equivalent gross

Cheyenne only

18.4%

Snapshot: how to read this move ($100,000 scenario)

  • Monthly take-home at the same gross. At $100,000/year, estimated take-home is about $6,598/mo in Miami vs $6,598/mo in Cheyenne—roughly +$0/mo more in Cheyenne before housing ($0/yr annualized).

  • Cost of living vs taxes. Our benchmark COL index is 121 for Miami and 95 for Cheyenne (100 = national average). The destination is about -21.5% less expensive than the origin for that basket—then state/province and payroll taxes shift take-home further.

  • Equivalent salary to keep the same lifestyle. To match purchasing power after COL, the model suggests about $78,512/yr gross in Cheyenne (~$6,543/mo), with estimated take-home around $5,339/mo. Versus estimated take-home in Miami at the scenario gross, that is about -19.1% (by design, equivalent gross targets similar real spending power after COL and taxes; exact match varies with rounding).

  • Cash after typical 1BR rent (illustrative). Using average 1-bedroom rent in the housing table, roughly $4,448/mo is left after rent in Miami at the scenario gross vs $5,648/mo in Cheyenne at the same gross. At the equivalent gross in Cheyenne, about $4,389/mo after rent. Typical rent differs by about $1,200/mo between the two cities in our data.

Figures use the same tax and COL engine as the calculator; your household, deductions, and neighborhood can change outcomes. Use the calculator below for your exact salary and housing choice.

Housing snapshot · average rent · 1-bedroom apartment

Typical monthly rent

Miami

$2,150

Cheyenne

$950

Rent as % of scenario gross ($100,000/yr)

Miami

25.8%

Cheyenne

11.4%

Rent as % of equivalent gross (Cheyenne)

Cheyenne only

14.5%

Rent benchmarks are city-level estimates; neighborhoods vary. Mortgage (buy) and other home sizes are available in the full calculator.

Housing: Miami → Cheyenne

Approximate median monthly rents for the primary metros in Miami and Cheyenne. Negative delta means housing is cheaper in Cheyenne. Figures are planning estimates — neighborhoods vary.

1BR rent delta / yr

−$14,400

1BR % of $100k (Miami)

25.8%

$2,150/mo

1BR % of $100k (Cheyenne)

11.4%

$950/mo

Property tax (effective)

~0.78% → ~0.53%

Miami → Cheyenne

At COL-equivalent salary in Cheyenne, 1BR rent is about 14.5% of gross — vs 11.4% if you keep $100,000 gross.

Apartment rent (monthly)

SizeMiamiCheyenneDelta / mo
Studio$1,750$780−$970
1 bedroom$2,150$950−$1,200
2 bedroom$2,800$1,180−$1,620
3 bedroom$3,600$1,480−$2,120

House rent (monthly)

SizeMiamiCheyenneDelta / mo
2 bedroom$2,900$1,280−$1,620
3 bedroom$3,700$1,580−$2,120
4 bedroom$4,600$1,980−$2,620

Buy instead? Est. mortgage (3BR house)

Miami payment

$4,254/mo

Cheyenne payment

$1,816/mo

Payment delta

−$2,437

Est. purchase price

$799,200 → $341,280

Illustrative P&I only: 20% down, 7% APR, 30-year fixed. Price ≈ annual rent × 18 (price-to-rent). Taxes, insurance, and HOA not included — open the calculator Housing section to adjust.

Sources: approximate metro medians (Zillow / Zumper-style US benchmarks; CMHC-style for Canada). Property tax rates are statewide effective averages. Personalize unit size, rent vs buy, and down payment in the relocation calculator.

Model housing for Miami → Cheyenne

Key takeaways — Miami → Cheyenne

  • Cheyenne has a city cost-of-living index of 95 vs 121 in Miami (national average = 100) — about 21% cheaper on our index.
  • At $100,000 gross (Single filer), roughly $78,512 in Cheyenne matches Miami purchasing power (-21.5% COL-adjusted).
  • Keeping the same $100,000 gross, estimated take-home shifts by about +$0/year (Miami → Cheyenne) after federal, state, and FICA taxes.
  • Parent-state paycheck model at $100k (single): Florida ~$79,180 vs Wyoming ~$79,180 (+$0/year) — city COL can still change the equivalent salary you need.
  • Illustrative 1-bedroom rent: ~$2,150/mo in Miami vs ~$950/mo in Cheyenne (−$14,400/year).
  • Quality-of-life snapshot (indicative): overall 62 in Miami vs 60 in Cheyenne — higher safety & worse weather in the new city.

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Estimates for planning only. Cost-of-living indices and tax rules change; verify with local sources or a professional before relocating.