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US relocation · 2026

California flagLos Angeles → Florida flagMiami

At $100,000 gross, you’d need about $80,132 in Miami to match Los Angeles purchasing power — and same-gross take-home shifts by +$6,386/year.

By Sammy S. · Founder · AuthorUpdated for 2026

Stronger purchasing power

Miami leads

City COL moves -30 from Los Angeles (151) to Miami (121). Parent median income delta (California → Florida): −$23,700. At $100,000 gross: equivalent salary ~$80,132; same-gross take-home +$6,386/year.

Side-by-side city scoreboard

Los Angeles

66

Purchasing power index · 100 = national avg

COL index
151
Parent median income
93,500 USD
Sales tax
~9.03%
Property tax
~0.7%
Income tax
Taxed
$100k take-home
$72,794
Open calculator →

Miami

83

Purchasing power index · 100 = national avg

COL index
121
Parent median income
69,800 USD
Sales tax
~6.98%
Property tax
~0.78%
Income tax
None
$100k take-home
$79,180
Open calculator →
●Example scenario: $100,000 gross (Single filer, 2026)
Illustrative numbers only—same formulas as the calculator. Take-home rows assume you earn the scenario gross while living in each city (local taxes apply). Below the tables, use “Open calculator — personalize results” to enter your salary, filing status, rent or buy, and more—the full tool uses this same city pair.

Salary & estimated take-home (USD)

Annual gross (scenario)

Los Angeles

$100,000

Miami

$100,000

Est. annual take-home

Los Angeles

$72,794

Miami

$79,180

Approx. combined tax + payroll burden

Los Angeles

27.2%

Miami

20.8%

Take-home difference at same gross

+$6,386 / yr in Miami vs Los Angeles

Equivalent gross for same lifestyle (COL-adjusted)

Miami only

$80,132

Change vs scenario gross

Miami only

-19.9%

Est. take-home at equivalent gross

Miami only

$65,203

Burden at equivalent gross

Miami only

18.6%

Snapshot: how to read this move ($100,000 scenario)

  • Monthly take-home at the same gross. At $100,000/year, estimated take-home is about $6,066/mo in Los Angeles vs $6,598/mo in Miami—roughly +$532/mo more in Miami before housing ($6,386/yr annualized).

  • Cost of living vs taxes. Our benchmark COL index is 151 for Los Angeles and 121 for Miami (100 = national average). The destination is about -19.9% less expensive than the origin for that basket—then state/province and payroll taxes shift take-home further.

  • Equivalent salary to keep the same lifestyle. To match purchasing power after COL, the model suggests about $80,132/yr gross in Miami (~$6,678/mo), with estimated take-home around $5,434/mo. Versus estimated take-home in Los Angeles at the scenario gross, that is about -10.4% (by design, equivalent gross targets similar real spending power after COL and taxes; exact match varies with rounding).

  • Cash after typical 1BR rent (illustrative). Using average 1-bedroom rent in the housing table, roughly $3,616/mo is left after rent in Los Angeles at the scenario gross vs $4,448/mo in Miami at the same gross. At the equivalent gross in Miami, about $3,284/mo after rent. Typical rent differs by about $300/mo between the two cities in our data.

Figures use the same tax and COL engine as the calculator; your household, deductions, and neighborhood can change outcomes. Use the calculator below for your exact salary and housing choice.

Housing snapshot · average rent · 1-bedroom apartment

Typical monthly rent

Los Angeles

$2,450

Miami

$2,150

Rent as % of scenario gross ($100,000/yr)

Los Angeles

29.4%

Miami

25.8%

Rent as % of equivalent gross (Miami)

Miami only

32.2%

Rent benchmarks are city-level estimates; neighborhoods vary. Mortgage (buy) and other home sizes are available in the full calculator.

Housing: Los Angeles → Miami

Approximate median monthly rents for the primary metros in Los Angeles and Miami. Negative delta means housing is cheaper in Miami. Figures are planning estimates — neighborhoods vary.

1BR rent delta / yr

−$3,600

1BR % of $100k (Los Angeles)

29.4%

$2,450/mo

1BR % of $100k (Miami)

25.8%

$2,150/mo

Property tax (effective)

~0.7% → ~0.78%

Los Angeles → Miami

At COL-equivalent salary in Miami, 1BR rent is about 32.2% of gross — vs 25.8% if you keep $100,000 gross.

Apartment rent (monthly)

SizeLos AngelesMiamiDelta / mo
Studio$1,950$1,750−$200
1 bedroom$2,450$2,150−$300
2 bedroom$3,200$2,800−$400
3 bedroom$4,300$3,600−$700

House rent (monthly)

SizeLos AngelesMiamiDelta / mo
2 bedroom$3,200$2,900−$300
3 bedroom$4,200$3,700−$500
4 bedroom$5,500$4,600−$900

Buy instead? Est. mortgage (3BR house)

Los Angeles payment

$4,829/mo

Miami payment

$4,254/mo

Payment delta

−$575

Est. purchase price

$907,200 → $799,200

Illustrative P&I only: 20% down, 7% APR, 30-year fixed. Price ≈ annual rent × 18 (price-to-rent). Taxes, insurance, and HOA not included — open the calculator Housing section to adjust.

Sources: approximate metro medians (Zillow / Zumper-style US benchmarks; CMHC-style for Canada). Property tax rates are statewide effective averages. Personalize unit size, rent vs buy, and down payment in the relocation calculator.

Model housing for Los Angeles → Miami

Key takeaways — Los Angeles → Miami

  • Miami has a city cost-of-living index of 121 vs 151 in Los Angeles (national average = 100) — about 20% cheaper on our index.
  • At $100,000 gross (Single filer), roughly $80,132 in Miami matches Los Angeles purchasing power (-19.9% COL-adjusted).
  • Keeping the same $100,000 gross, estimated take-home shifts by about +$6,386/year (Los Angeles → Miami) after federal, state, and FICA taxes.
  • Parent-state paycheck model at $100k (single): California ~$72,794 vs Florida ~$79,180 (+$6,386/year) — city COL can still change the equivalent salary you need.
  • Miami sits in a no–state-income-tax state while Los Angeles does not — same-gross take-home often improves even before rent.
  • Illustrative 1-bedroom rent: ~$2,450/mo in Los Angeles vs ~$2,150/mo in Miami (−$3,600/year).
  • Quality-of-life snapshot (indicative): overall 66 in Los Angeles vs 62 in Miami — worse weather in the new city.

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Estimates for planning only. Cost-of-living indices and tax rules change; verify with local sources or a professional before relocating.