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US relocation · 2026

Michigan flagDetroit → North Carolina flagRaleigh

At $100,000 gross, you’d need about $93,137 in Raleigh to match Detroit purchasing power — and same-gross take-home shifts by +$260/year.

By Sammy S. · Founder · AuthorUpdated for 2026

Stronger purchasing power

Raleigh leads

City COL moves -7 from Detroit (102) to Raleigh (95). Parent median income delta (Michigan → North Carolina): −$2,000. At $100,000 gross: equivalent salary ~$93,137; same-gross take-home +$260/year.

Side-by-side city scoreboard

Detroit

98

Purchasing power index · 100 = national avg

COL index
102
Parent median income
70,800 USD
Sales tax
~6%
Property tax
~1.19%
Income tax
Taxed
$100k take-home
$74,930
Open calculator →

Raleigh

105

Purchasing power index · 100 = national avg

COL index
95
Parent median income
68,800 USD
Sales tax
~7.1%
Property tax
~0.66%
Income tax
Taxed
$100k take-home
$75,190
Open calculator →
●Example scenario: $100,000 gross (Single filer, 2026)
Illustrative numbers only—same formulas as the calculator. Take-home rows assume you earn the scenario gross while living in each city (local taxes apply). Below the tables, use “Open calculator — personalize results” to enter your salary, filing status, rent or buy, and more—the full tool uses this same city pair.

Salary & estimated take-home (USD)

Annual gross (scenario)

Detroit

$100,000

Raleigh

$100,000

Est. annual take-home

Detroit

$74,930

Raleigh

$75,190

Approx. combined tax + payroll burden

Detroit

25.1%

Raleigh

24.8%

Take-home difference at same gross

+$260 / yr in Raleigh vs Detroit

Equivalent gross for same lifestyle (COL-adjusted)

Raleigh only

$93,137

Change vs scenario gross

Raleigh only

-6.9%

Est. take-home at equivalent gross

Raleigh only

$70,636

Burden at equivalent gross

Raleigh only

24.2%

Snapshot: how to read this move ($100,000 scenario)

  • Monthly take-home at the same gross. At $100,000/year, estimated take-home is about $6,244/mo in Detroit vs $6,266/mo in Raleigh—roughly +$22/mo more in Raleigh before housing ($260/yr annualized).

  • Cost of living vs taxes. Our benchmark COL index is 102 for Detroit and 95 for Raleigh (100 = national average). The destination is about -6.9% less expensive than the origin for that basket—then state/province and payroll taxes shift take-home further.

  • Equivalent salary to keep the same lifestyle. To match purchasing power after COL, the model suggests about $93,137/yr gross in Raleigh (~$7,761/mo), with estimated take-home around $5,886/mo. Versus estimated take-home in Detroit at the scenario gross, that is about -5.7% (by design, equivalent gross targets similar real spending power after COL and taxes; exact match varies with rounding).

  • Cash after typical 1BR rent (illustrative). Using average 1-bedroom rent in the housing table, roughly $5,144/mo is left after rent in Detroit at the scenario gross vs $4,786/mo in Raleigh at the same gross. At the equivalent gross in Raleigh, about $4,406/mo after rent. Typical rent differs by about +$380/mo between the two cities in our data.

Figures use the same tax and COL engine as the calculator; your household, deductions, and neighborhood can change outcomes. Use the calculator below for your exact salary and housing choice.

Housing snapshot · average rent · 1-bedroom apartment

Typical monthly rent

Detroit

$1,100

Raleigh

$1,480

Rent as % of scenario gross ($100,000/yr)

Detroit

13.2%

Raleigh

17.8%

Rent as % of equivalent gross (Raleigh)

Raleigh only

19.1%

Rent benchmarks are city-level estimates; neighborhoods vary. Mortgage (buy) and other home sizes are available in the full calculator.

Housing: Detroit → Raleigh

Approximate median monthly rents for the primary metros in Detroit and Raleigh. Negative delta means housing is cheaper in Raleigh. Figures are planning estimates — neighborhoods vary.

1BR rent delta / yr

+$4,560

1BR % of $100k (Detroit)

13.2%

$1,100/mo

1BR % of $100k (Raleigh)

17.8%

$1,480/mo

Property tax (effective)

~1.19% → ~0.66%

Detroit → Raleigh

At COL-equivalent salary in Raleigh, 1BR rent is about 19.1% of gross — vs 17.8% if you keep $100,000 gross.

Apartment rent (monthly)

SizeDetroitRaleighDelta / mo
Studio$900$1,220+$320
1 bedroom$1,100$1,480+$380
2 bedroom$1,350$1,820+$470
3 bedroom$1,650$2,350+$700

House rent (monthly)

SizeDetroitRaleighDelta / mo
2 bedroom$1,400$1,980+$580
3 bedroom$1,750$2,550+$800
4 bedroom$2,200$3,180+$980

Buy instead? Est. mortgage (3BR house)

Detroit payment

$2,012/mo

Raleigh payment

$2,932/mo

Payment delta

+$920

Est. purchase price

$378,000 → $550,800

Illustrative P&I only: 20% down, 7% APR, 30-year fixed. Price ≈ annual rent × 18 (price-to-rent). Taxes, insurance, and HOA not included — open the calculator Housing section to adjust.

Sources: approximate metro medians (Zillow / Zumper-style US benchmarks; CMHC-style for Canada). Property tax rates are statewide effective averages. Personalize unit size, rent vs buy, and down payment in the relocation calculator.

Model housing for Detroit → Raleigh

Key takeaways — Detroit → Raleigh

  • Raleigh has a city cost-of-living index of 95 vs 102 in Detroit (national average = 100) — about 7% cheaper on our index.
  • At $100,000 gross (Single filer), roughly $93,137 in Raleigh matches Detroit purchasing power (-6.9% COL-adjusted).
  • Keeping the same $100,000 gross, estimated take-home shifts by about +$260/year (Detroit → Raleigh) after federal, state, and FICA taxes.
  • Parent-state paycheck model at $100k (single): Michigan ~$74,930 vs North Carolina ~$75,190 (+$260/year) — city COL can still change the equivalent salary you need.
  • Illustrative 1-bedroom rent: ~$1,100/mo in Detroit vs ~$1,480/mo in Raleigh (+$4,560/year).
  • Quality-of-life snapshot (indicative): overall 38 in Detroit vs 60 in Raleigh — higher safety & better weather in the new city.

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Estimates for planning only. Cost-of-living indices and tax rules change; verify with local sources or a professional before relocating.