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US relocation · 2026

Texas flagDallas → North Carolina flagAsheville

At $100,000 gross, you’d need about $98,990 in Asheville to match Dallas purchasing power — and same-gross take-home shifts by −$3,990/year.

By Sammy S. · Founder · AuthorUpdated for 2026

Stronger purchasing power

Asheville leads

City COL moves -1 from Dallas (99) to Asheville (98). Parent median income delta (Texas → North Carolina): −$6,000. At $100,000 gross: equivalent salary ~$98,990; same-gross take-home −$3,990/year.

Side-by-side city scoreboard

Dallas

101

Purchasing power index · 100 = national avg

COL index
99
Parent median income
74,800 USD
Sales tax
~8.2%
Property tax
~1.4%
Income tax
None
$100k take-home
$79,180
Open calculator →

Asheville

102

Purchasing power index · 100 = national avg

COL index
98
Parent median income
68,800 USD
Sales tax
~7.1%
Property tax
~0.66%
Income tax
Taxed
$100k take-home
$75,190
Open calculator →
●Example scenario: $100,000 gross (Single filer, 2026)
Illustrative numbers only—same formulas as the calculator. Take-home rows assume you earn the scenario gross while living in each city (local taxes apply). Below the tables, use “Open calculator — personalize results” to enter your salary, filing status, rent or buy, and more—the full tool uses this same city pair.

Salary & estimated take-home (USD)

Annual gross (scenario)

Dallas

$100,000

Asheville

$100,000

Est. annual take-home

Dallas

$79,180

Asheville

$75,190

Approx. combined tax + payroll burden

Dallas

20.8%

Asheville

24.8%

Take-home difference at same gross

$-3,990 / yr in Asheville vs Dallas

Equivalent gross for same lifestyle (COL-adjusted)

Asheville only

$98,990

Change vs scenario gross

Asheville only

-1%

Est. take-home at equivalent gross

Asheville only

$74,520

Burden at equivalent gross

Asheville only

24.7%

Snapshot: how to read this move ($100,000 scenario)

  • Monthly take-home at the same gross. At $100,000/year, estimated take-home is about $6,598/mo in Dallas vs $6,266/mo in Asheville—roughly $332/mo less in Asheville before housing ($3,990/yr annualized).

  • Cost of living vs taxes. Our benchmark COL index is 99 for Dallas and 98 for Asheville (100 = national average). The destination is about -1% less expensive than the origin for that basket—then state/province and payroll taxes shift take-home further.

  • Equivalent salary to keep the same lifestyle. To match purchasing power after COL, the model suggests about $98,990/yr gross in Asheville (~$8,249/mo), with estimated take-home around $6,210/mo. Versus estimated take-home in Dallas at the scenario gross, that is about -5.9% (by design, equivalent gross targets similar real spending power after COL and taxes; exact match varies with rounding).

  • Cash after typical 1BR rent (illustrative). Using average 1-bedroom rent in the housing table, roughly $5,218/mo is left after rent in Dallas at the scenario gross vs $4,766/mo in Asheville at the same gross. At the equivalent gross in Asheville, about $4,710/mo after rent. Typical rent differs by about +$120/mo between the two cities in our data.

Figures use the same tax and COL engine as the calculator; your household, deductions, and neighborhood can change outcomes. Use the calculator below for your exact salary and housing choice.

Housing snapshot · average rent · 1-bedroom apartment

Typical monthly rent

Dallas

$1,380

Asheville

$1,500

Rent as % of scenario gross ($100,000/yr)

Dallas

16.6%

Asheville

18.0%

Rent as % of equivalent gross (Asheville)

Asheville only

18.2%

Rent benchmarks are city-level estimates; neighborhoods vary. Mortgage (buy) and other home sizes are available in the full calculator.

Housing: Dallas → Asheville

Approximate median monthly rents for the primary metros in Dallas and Asheville. Negative delta means housing is cheaper in Asheville. Figures are planning estimates — neighborhoods vary.

1BR rent delta / yr

+$1,440

1BR % of $100k (Dallas)

16.6%

$1,380/mo

1BR % of $100k (Asheville)

18%

$1,500/mo

Property tax (effective)

~1.4% → ~0.66%

Dallas → Asheville

At COL-equivalent salary in Asheville, 1BR rent is about 18.2% of gross — vs 18% if you keep $100,000 gross.

Apartment rent (monthly)

SizeDallasAshevilleDelta / mo
Studio$1,150$1,340+$190
1 bedroom$1,380$1,500+$120
2 bedroom$1,720$1,800+$80
3 bedroom$2,180$2,300+$120

House rent (monthly)

SizeDallasAshevilleDelta / mo
2 bedroom$1,850$1,950+$100
3 bedroom$2,300$2,400+$100
4 bedroom$2,900$3,000+$100

Buy instead? Est. mortgage (3BR house)

Dallas payment

$2,644/mo

Asheville payment

$2,759/mo

Payment delta

+$115

Est. purchase price

$496,800 → $518,400

Illustrative P&I only: 20% down, 7% APR, 30-year fixed. Price ≈ annual rent × 18 (price-to-rent). Taxes, insurance, and HOA not included — open the calculator Housing section to adjust.

Sources: approximate metro medians (Zillow / Zumper-style US benchmarks; CMHC-style for Canada). Property tax rates are statewide effective averages. Personalize unit size, rent vs buy, and down payment in the relocation calculator.

Model housing for Dallas → Asheville

Key takeaways — Dallas → Asheville

  • Asheville has a city cost-of-living index of 98 vs 99 in Dallas (national average = 100) — about 1% cheaper on our index.
  • At $100,000 gross (Single filer), roughly $98,990 in Asheville matches Dallas purchasing power (-1% COL-adjusted).
  • Keeping the same $100,000 gross, estimated take-home shifts by about −$3,990/year (Dallas → Asheville) after federal, state, and FICA taxes.
  • Parent-state paycheck model at $100k (single): Texas ~$79,180 vs North Carolina ~$75,190 (−$3,990/year) — city COL can still change the equivalent salary you need.
  • Dallas sits in a no–state-income-tax state; Asheville does not — expect a larger tax bite at the same gross unless COL savings offset it.
  • Illustrative 1-bedroom rent: ~$1,380/mo in Dallas vs ~$1,500/mo in Asheville (+$1,440/year).
  • Quality-of-life snapshot (indicative): overall 60 in Dallas vs 53 in Asheville — worse weather in the new city.

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Estimates for planning only. Cost-of-living indices and tax rules change; verify with local sources or a professional before relocating.