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US relocation · 2026

Idaho flagBoise → North Carolina flagAsheville

At $100,000 gross, you’d need about $96,078 in Asheville to match Boise purchasing power — and same-gross take-home shifts by +$1,310/year.

By Sammy S. · Founder · AuthorUpdated for 2026

Stronger purchasing power

Asheville leads

City COL moves -4 from Boise (102) to Asheville (98). Parent median income delta (Idaho → North Carolina): −$2,000. At $100,000 gross: equivalent salary ~$96,078; same-gross take-home +$1,310/year.

Side-by-side city scoreboard

Boise

98

Purchasing power index · 100 = national avg

COL index
102
Parent median income
70,800 USD
Sales tax
~6.03%
Property tax
~0.5%
Income tax
Taxed
$100k take-home
$73,880
Open calculator →

Asheville

102

Purchasing power index · 100 = national avg

COL index
98
Parent median income
68,800 USD
Sales tax
~7.1%
Property tax
~0.66%
Income tax
Taxed
$100k take-home
$75,190
Open calculator →
●Example scenario: $100,000 gross (Single filer, 2026)
Illustrative numbers only—same formulas as the calculator. Take-home rows assume you earn the scenario gross while living in each city (local taxes apply). Below the tables, use “Open calculator — personalize results” to enter your salary, filing status, rent or buy, and more—the full tool uses this same city pair.

Salary & estimated take-home (USD)

Annual gross (scenario)

Boise

$100,000

Asheville

$100,000

Est. annual take-home

Boise

$73,880

Asheville

$75,190

Approx. combined tax + payroll burden

Boise

26.1%

Asheville

24.8%

Take-home difference at same gross

+$1,310 / yr in Asheville vs Boise

Equivalent gross for same lifestyle (COL-adjusted)

Asheville only

$96,078

Change vs scenario gross

Asheville only

-3.9%

Est. take-home at equivalent gross

Asheville only

$72,588

Burden at equivalent gross

Asheville only

24.4%

Snapshot: how to read this move ($100,000 scenario)

  • Monthly take-home at the same gross. At $100,000/year, estimated take-home is about $6,157/mo in Boise vs $6,266/mo in Asheville—roughly +$109/mo more in Asheville before housing ($1,310/yr annualized).

  • Cost of living vs taxes. Our benchmark COL index is 102 for Boise and 98 for Asheville (100 = national average). The destination is about -3.9% less expensive than the origin for that basket—then state/province and payroll taxes shift take-home further.

  • Equivalent salary to keep the same lifestyle. To match purchasing power after COL, the model suggests about $96,078/yr gross in Asheville (~$8,007/mo), with estimated take-home around $6,049/mo. Versus estimated take-home in Boise at the scenario gross, that is about -1.7% (by design, equivalent gross targets similar real spending power after COL and taxes; exact match varies with rounding).

  • Cash after typical 1BR rent (illustrative). Using average 1-bedroom rent in the housing table, roughly $4,877/mo is left after rent in Boise at the scenario gross vs $4,766/mo in Asheville at the same gross. At the equivalent gross in Asheville, about $4,549/mo after rent. Typical rent differs by about +$220/mo between the two cities in our data.

Figures use the same tax and COL engine as the calculator; your household, deductions, and neighborhood can change outcomes. Use the calculator below for your exact salary and housing choice.

Housing snapshot · average rent · 1-bedroom apartment

Typical monthly rent

Boise

$1,280

Asheville

$1,500

Rent as % of scenario gross ($100,000/yr)

Boise

15.4%

Asheville

18.0%

Rent as % of equivalent gross (Asheville)

Asheville only

18.7%

Rent benchmarks are city-level estimates; neighborhoods vary. Mortgage (buy) and other home sizes are available in the full calculator.

Housing: Boise → Asheville

Approximate median monthly rents for the primary metros in Boise and Asheville. Negative delta means housing is cheaper in Asheville. Figures are planning estimates — neighborhoods vary.

1BR rent delta / yr

+$2,640

1BR % of $100k (Boise)

15.4%

$1,280/mo

1BR % of $100k (Asheville)

18%

$1,500/mo

Property tax (effective)

~0.5% → ~0.66%

Boise → Asheville

At COL-equivalent salary in Asheville, 1BR rent is about 18.7% of gross — vs 18% if you keep $100,000 gross.

Apartment rent (monthly)

SizeBoiseAshevilleDelta / mo
Studio$1,050$1,340+$290
1 bedroom$1,280$1,500+$220
2 bedroom$1,580$1,800+$220
3 bedroom$1,980$2,300+$320

House rent (monthly)

SizeBoiseAshevilleDelta / mo
2 bedroom$1,680$1,950+$270
3 bedroom$2,100$2,400+$300
4 bedroom$2,650$3,000+$350

Buy instead? Est. mortgage (3BR house)

Boise payment

$2,414/mo

Asheville payment

$2,759/mo

Payment delta

+$345

Est. purchase price

$453,600 → $518,400

Illustrative P&I only: 20% down, 7% APR, 30-year fixed. Price ≈ annual rent × 18 (price-to-rent). Taxes, insurance, and HOA not included — open the calculator Housing section to adjust.

Sources: approximate metro medians (Zillow / Zumper-style US benchmarks; CMHC-style for Canada). Property tax rates are statewide effective averages. Personalize unit size, rent vs buy, and down payment in the relocation calculator.

Model housing for Boise → Asheville

Key takeaways — Boise → Asheville

  • Asheville has a city cost-of-living index of 98 vs 102 in Boise (national average = 100) — about 4% cheaper on our index.
  • At $100,000 gross (Single filer), roughly $96,078 in Asheville matches Boise purchasing power (-3.9% COL-adjusted).
  • Keeping the same $100,000 gross, estimated take-home shifts by about +$1,310/year (Boise → Asheville) after federal, state, and FICA taxes.
  • Parent-state paycheck model at $100k (single): Idaho ~$73,880 vs North Carolina ~$75,190 (+$1,310/year) — city COL can still change the equivalent salary you need.
  • Illustrative 1-bedroom rent: ~$1,280/mo in Boise vs ~$1,500/mo in Asheville (+$2,640/year).
  • Quality-of-life snapshot (indicative): overall 63 in Boise vs 53 in Asheville — lower safety in the new city.

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Estimates for planning only. Cost-of-living indices and tax rules change; verify with local sources or a professional before relocating.