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US relocation · 2026

Alabama flagBirmingham → Oregon flagPortland

At $100,000 gross, you’d need about $137,647 in Portland to match Birmingham purchasing power — and same-gross take-home shifts by −$1,445/year.

By Sammy S. · Founder · AuthorUpdated for 2026

Stronger purchasing power

Birmingham leads

City COL moves +32 from Birmingham (85) to Portland (117). Parent median income delta (Alabama → Oregon): +$16,600. At $100,000 gross: equivalent salary ~$137,647; same-gross take-home −$1,445/year.

Side-by-side city scoreboard

Birmingham

118

Purchasing power index · 100 = national avg

COL index
85
Parent median income
61,200 USD
Sales tax
~9.46%
Property tax
~0.37%
Income tax
Taxed
$100k take-home
$74,445
Open calculator →

Portland

85

Purchasing power index · 100 = national avg

COL index
117
Parent median income
77,800 USD
Sales tax
~0%
Property tax
~0.81%
Income tax
Taxed
$100k take-home
$73,000
Open calculator →
●Example scenario: $100,000 gross (Single filer, 2026)
Illustrative numbers only—same formulas as the calculator. Take-home rows assume you earn the scenario gross while living in each city (local taxes apply). Below the tables, use “Open calculator — personalize results” to enter your salary, filing status, rent or buy, and more—the full tool uses this same city pair.

Salary & estimated take-home (USD)

Annual gross (scenario)

Birmingham

$100,000

Portland

$100,000

Est. annual take-home

Birmingham

$74,445

Portland

$73,000

Approx. combined tax + payroll burden

Birmingham

25.6%

Portland

27%

Take-home difference at same gross

$-1,445 / yr in Portland vs Birmingham

Equivalent gross for same lifestyle (COL-adjusted)

Portland only

$137,647

Change vs scenario gross

Portland only

+37.6%

Est. take-home at equivalent gross

Portland only

$96,627

Burden at equivalent gross

Portland only

29.8%

Snapshot: how to read this move ($100,000 scenario)

  • Monthly take-home at the same gross. At $100,000/year, estimated take-home is about $6,204/mo in Birmingham vs $6,083/mo in Portland—roughly $121/mo less in Portland before housing ($1,445/yr annualized).

  • Cost of living vs taxes. Our benchmark COL index is 85 for Birmingham and 117 for Portland (100 = national average). The destination is about +37.6% more expensive than the origin for that basket—then state/province and payroll taxes shift take-home further.

  • Equivalent salary to keep the same lifestyle. To match purchasing power after COL, the model suggests about $137,647/yr gross in Portland (~$11,471/mo), with estimated take-home around $8,052/mo. Versus estimated take-home in Birmingham at the scenario gross, that is about +29.8% (by design, equivalent gross targets similar real spending power after COL and taxes; exact match varies with rounding).

  • Cash after typical 1BR rent (illustrative). Using average 1-bedroom rent in the housing table, roughly $5,184/mo is left after rent in Birmingham at the scenario gross vs $4,463/mo in Portland at the same gross. At the equivalent gross in Portland, about $6,432/mo after rent. Typical rent differs by about +$600/mo between the two cities in our data.

Figures use the same tax and COL engine as the calculator; your household, deductions, and neighborhood can change outcomes. Use the calculator below for your exact salary and housing choice.

Housing snapshot · average rent · 1-bedroom apartment

Typical monthly rent

Birmingham

$1,020

Portland

$1,620

Rent as % of scenario gross ($100,000/yr)

Birmingham

12.2%

Portland

19.4%

Rent as % of equivalent gross (Portland)

Portland only

14.1%

Rent benchmarks are city-level estimates; neighborhoods vary. Mortgage (buy) and other home sizes are available in the full calculator.

Housing: Birmingham → Portland

Approximate median monthly rents for the primary metros in Birmingham and Portland. Negative delta means housing is cheaper in Portland. Figures are planning estimates — neighborhoods vary.

1BR rent delta / yr

+$7,200

1BR % of $100k (Birmingham)

12.2%

$1,020/mo

1BR % of $100k (Portland)

19.4%

$1,620/mo

Property tax (effective)

~0.37% → ~0.81%

Birmingham → Portland

At COL-equivalent salary in Portland, 1BR rent is about 14.1% of gross — vs 19.4% if you keep $100,000 gross.

Apartment rent (monthly)

SizeBirminghamPortlandDelta / mo
Studio$850$1,350+$500
1 bedroom$1,020$1,620+$600
2 bedroom$1,280$2,050+$770
3 bedroom$1,580$2,650+$1,070

House rent (monthly)

SizeBirminghamPortlandDelta / mo
2 bedroom$1,350$2,250+$900
3 bedroom$1,680$2,900+$1,220
4 bedroom$2,100$3,600+$1,500

Buy instead? Est. mortgage (3BR house)

Birmingham payment

$1,931/mo

Portland payment

$3,334/mo

Payment delta

+$1,403

Est. purchase price

$362,880 → $626,400

Illustrative P&I only: 20% down, 7% APR, 30-year fixed. Price ≈ annual rent × 18 (price-to-rent). Taxes, insurance, and HOA not included — open the calculator Housing section to adjust.

Sources: approximate metro medians (Zillow / Zumper-style US benchmarks; CMHC-style for Canada). Property tax rates are statewide effective averages. Personalize unit size, rent vs buy, and down payment in the relocation calculator.

Model housing for Birmingham → Portland

Key takeaways — Birmingham → Portland

  • Portland has a city cost-of-living index of 117 vs 85 in Birmingham (national average = 100) — about 38% more expensive on our index.
  • At $100,000 gross (Single filer), roughly $137,647 in Portland matches Birmingham purchasing power (+37.6% COL-adjusted).
  • Keeping the same $100,000 gross, estimated take-home shifts by about −$1,445/year (Birmingham → Portland) after federal, state, and FICA taxes.
  • Parent-state paycheck model at $100k (single): Alabama ~$74,445 vs Oregon ~$73,000 (−$1,445/year) — city COL can still change the equivalent salary you need.
  • Illustrative 1-bedroom rent: ~$1,020/mo in Birmingham vs ~$1,620/mo in Portland (+$7,200/year).
  • Quality-of-life snapshot (indicative): overall 52 in Birmingham vs 55 in Portland — higher safety & worse weather in the new city.

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Estimates for planning only. Cost-of-living indices and tax rules change; verify with local sources or a professional before relocating.