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US relocation · 2026

Texas flagAustin → Kansas flagWichita

At $100,000 gross, you’d need about $88,542 in Wichita to match Austin purchasing power — and same-gross take-home shifts by −$5,172/year.

By Sammy S. · Founder · AuthorUpdated for 2026

Stronger purchasing power

Wichita leads

City COL moves -11 from Austin (96) to Wichita (85). Parent median income delta (Texas → Kansas): −$4,000. At $100,000 gross: equivalent salary ~$88,542; same-gross take-home −$5,172/year.

Side-by-side city scoreboard

Austin

104

Purchasing power index · 100 = national avg

COL index
96
Parent median income
74,800 USD
Sales tax
~8.2%
Property tax
~1.4%
Income tax
None
$100k take-home
$79,180
Open calculator →

Wichita

118

Purchasing power index · 100 = national avg

COL index
85
Parent median income
70,800 USD
Sales tax
~8.71%
Property tax
~1.21%
Income tax
Taxed
$100k take-home
$74,008
Open calculator →
●Example scenario: $100,000 gross (Single filer, 2026)
Illustrative numbers only—same formulas as the calculator. Take-home rows assume you earn the scenario gross while living in each city (local taxes apply). Below the tables, use “Open calculator — personalize results” to enter your salary, filing status, rent or buy, and more—the full tool uses this same city pair.

Salary & estimated take-home (USD)

Annual gross (scenario)

Austin

$100,000

Wichita

$100,000

Est. annual take-home

Austin

$79,180

Wichita

$74,008

Approx. combined tax + payroll burden

Austin

20.8%

Wichita

26%

Take-home difference at same gross

$-5,172 / yr in Wichita vs Austin

Equivalent gross for same lifestyle (COL-adjusted)

Wichita only

$88,542

Change vs scenario gross

Wichita only

-11.5%

Est. take-home at equivalent gross

Wichita only

$66,587

Burden at equivalent gross

Wichita only

24.8%

Snapshot: how to read this move ($100,000 scenario)

  • Monthly take-home at the same gross. At $100,000/year, estimated take-home is about $6,598/mo in Austin vs $6,167/mo in Wichita—roughly $431/mo less in Wichita before housing ($5,172/yr annualized).

  • Cost of living vs taxes. Our benchmark COL index is 96 for Austin and 85 for Wichita (100 = national average). The destination is about -11.5% less expensive than the origin for that basket—then state/province and payroll taxes shift take-home further.

  • Equivalent salary to keep the same lifestyle. To match purchasing power after COL, the model suggests about $88,542/yr gross in Wichita (~$7,378/mo), with estimated take-home around $5,549/mo. Versus estimated take-home in Austin at the scenario gross, that is about -15.9% (by design, equivalent gross targets similar real spending power after COL and taxes; exact match varies with rounding).

  • Cash after typical 1BR rent (illustrative). Using average 1-bedroom rent in the housing table, roughly $4,978/mo is left after rent in Austin at the scenario gross vs $5,387/mo in Wichita at the same gross. At the equivalent gross in Wichita, about $4,769/mo after rent. Typical rent differs by about $840/mo between the two cities in our data.

Figures use the same tax and COL engine as the calculator; your household, deductions, and neighborhood can change outcomes. Use the calculator below for your exact salary and housing choice.

Housing snapshot · average rent · 1-bedroom apartment

Typical monthly rent

Austin

$1,620

Wichita

$780

Rent as % of scenario gross ($100,000/yr)

Austin

19.4%

Wichita

9.4%

Rent as % of equivalent gross (Wichita)

Wichita only

10.6%

Rent benchmarks are city-level estimates; neighborhoods vary. Mortgage (buy) and other home sizes are available in the full calculator.

Housing: Austin → Wichita

Approximate median monthly rents for the primary metros in Austin and Wichita. Negative delta means housing is cheaper in Wichita. Figures are planning estimates — neighborhoods vary.

1BR rent delta / yr

−$10,080

1BR % of $100k (Austin)

19.4%

$1,620/mo

1BR % of $100k (Wichita)

9.4%

$780/mo

Property tax (effective)

~1.4% → ~1.21%

Austin → Wichita

At COL-equivalent salary in Wichita, 1BR rent is about 10.6% of gross — vs 9.4% if you keep $100,000 gross.

Apartment rent (monthly)

SizeAustinWichitaDelta / mo
Studio$1,350$650−$700
1 bedroom$1,620$780−$840
2 bedroom$2,050$980−$1,070
3 bedroom$2,600$1,250−$1,350

House rent (monthly)

SizeAustinWichitaDelta / mo
2 bedroom$2,200$1,080−$1,120
3 bedroom$2,800$1,350−$1,450
4 bedroom$3,500$1,680−$1,820

Buy instead? Est. mortgage (3BR house)

Austin payment

$3,219/mo

Wichita payment

$1,552/mo

Payment delta

−$1,667

Est. purchase price

$604,800 → $291,600

Illustrative P&I only: 20% down, 7% APR, 30-year fixed. Price ≈ annual rent × 18 (price-to-rent). Taxes, insurance, and HOA not included — open the calculator Housing section to adjust.

Sources: approximate metro medians (Zillow / Zumper-style US benchmarks; CMHC-style for Canada). Property tax rates are statewide effective averages. Personalize unit size, rent vs buy, and down payment in the relocation calculator.

Model housing for Austin → Wichita

Key takeaways — Austin → Wichita

  • Wichita has a city cost-of-living index of 85 vs 96 in Austin (national average = 100) — about 11% cheaper on our index.
  • At $100,000 gross (Single filer), roughly $88,542 in Wichita matches Austin purchasing power (-11.5% COL-adjusted).
  • Keeping the same $100,000 gross, estimated take-home shifts by about −$5,172/year (Austin → Wichita) after federal, state, and FICA taxes.
  • Parent-state paycheck model at $100k (single): Texas ~$79,180 vs Kansas ~$74,008 (−$5,172/year) — city COL can still change the equivalent salary you need.
  • Austin sits in a no–state-income-tax state; Wichita does not — expect a larger tax bite at the same gross unless COL savings offset it.
  • Illustrative 1-bedroom rent: ~$1,620/mo in Austin vs ~$780/mo in Wichita (−$10,080/year).
  • Quality-of-life snapshot (indicative): overall 65 in Austin vs 55 in Wichita — lower safety & worse weather in the new city.

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Estimates for planning only. Cost-of-living indices and tax rules change; verify with local sources or a professional before relocating.