Tax Calculator

Paycheck Tax Calculator

Back to calculator
US relocation · 2026

Texas flagAustin → Texas flagDallas

At $100,000 gross, you’d need about $103,125 in Dallas to match Austin purchasing power — and same-gross take-home shifts by +$0/year.

By Sammy S. · Founder · AuthorUpdated for 2026

Stronger purchasing power

Austin leads

City COL moves +3 from Austin (96) to Dallas (99). Parent median income delta (Texas → Texas): +$0. At $100,000 gross: equivalent salary ~$103,125; same-gross take-home +$0/year.

Side-by-side city scoreboard

Austin

104

Purchasing power index · 100 = national avg

COL index
96
Parent median income
74,800 USD
Sales tax
~8.2%
Property tax
~1.4%
Income tax
None
$100k take-home
$79,180
Open calculator →

Dallas

101

Purchasing power index · 100 = national avg

COL index
99
Parent median income
74,800 USD
Sales tax
~8.2%
Property tax
~1.4%
Income tax
None
$100k take-home
$79,180
Open calculator →
●Example scenario: $100,000 gross (Single filer, 2026)
Illustrative numbers only—same formulas as the calculator. Take-home rows assume you earn the scenario gross while living in each city (local taxes apply). Below the tables, use “Open calculator — personalize results” to enter your salary, filing status, rent or buy, and more—the full tool uses this same city pair.

Salary & estimated take-home (USD)

Annual gross (scenario)

Austin

$100,000

Dallas

$100,000

Est. annual take-home

Austin

$79,180

Dallas

$79,180

Approx. combined tax + payroll burden

Austin

20.8%

Dallas

20.8%

Take-home difference at same gross

+$0 / yr in Dallas vs Austin

Equivalent gross for same lifestyle (COL-adjusted)

Dallas only

$103,125

Change vs scenario gross

Dallas only

+3.1%

Est. take-home at equivalent gross

Dallas only

$81,378

Burden at equivalent gross

Dallas only

21.1%

Snapshot: how to read this move ($100,000 scenario)

  • Monthly take-home at the same gross. At $100,000/year, estimated take-home is about $6,598/mo in Austin vs $6,598/mo in Dallas—roughly +$0/mo more in Dallas before housing ($0/yr annualized).

  • Cost of living vs taxes. Our benchmark COL index is 96 for Austin and 99 for Dallas (100 = national average). The destination is about +3.1% more expensive than the origin for that basket—then state/province and payroll taxes shift take-home further.

  • Equivalent salary to keep the same lifestyle. To match purchasing power after COL, the model suggests about $103,125/yr gross in Dallas (~$8,594/mo), with estimated take-home around $6,782/mo. Versus estimated take-home in Austin at the scenario gross, that is about +2.8% (by design, equivalent gross targets similar real spending power after COL and taxes; exact match varies with rounding).

  • Cash after typical 1BR rent (illustrative). Using average 1-bedroom rent in the housing table, roughly $4,978/mo is left after rent in Austin at the scenario gross vs $5,218/mo in Dallas at the same gross. At the equivalent gross in Dallas, about $5,402/mo after rent. Typical rent differs by about $240/mo between the two cities in our data.

Figures use the same tax and COL engine as the calculator; your household, deductions, and neighborhood can change outcomes. Use the calculator below for your exact salary and housing choice.

Housing snapshot · average rent · 1-bedroom apartment

Typical monthly rent

Austin

$1,620

Dallas

$1,380

Rent as % of scenario gross ($100,000/yr)

Austin

19.4%

Dallas

16.6%

Rent as % of equivalent gross (Dallas)

Dallas only

16.1%

Rent benchmarks are city-level estimates; neighborhoods vary. Mortgage (buy) and other home sizes are available in the full calculator.

Housing: Austin → Dallas

Approximate median monthly rents for the primary metros in Austin and Dallas. Negative delta means housing is cheaper in Dallas. Figures are planning estimates — neighborhoods vary.

1BR rent delta / yr

−$2,880

1BR % of $100k (Austin)

19.4%

$1,620/mo

1BR % of $100k (Dallas)

16.6%

$1,380/mo

Property tax (effective)

~1.4% → ~1.4%

Austin → Dallas

At COL-equivalent salary in Dallas, 1BR rent is about 16.1% of gross — vs 16.6% if you keep $100,000 gross.

Apartment rent (monthly)

SizeAustinDallasDelta / mo
Studio$1,350$1,150−$200
1 bedroom$1,620$1,380−$240
2 bedroom$2,050$1,720−$330
3 bedroom$2,600$2,180−$420

House rent (monthly)

SizeAustinDallasDelta / mo
2 bedroom$2,200$1,850−$350
3 bedroom$2,800$2,300−$500
4 bedroom$3,500$2,900−$600

Buy instead? Est. mortgage (3BR house)

Austin payment

$3,219/mo

Dallas payment

$2,644/mo

Payment delta

−$575

Est. purchase price

$604,800 → $496,800

Illustrative P&I only: 20% down, 7% APR, 30-year fixed. Price ≈ annual rent × 18 (price-to-rent). Taxes, insurance, and HOA not included — open the calculator Housing section to adjust.

Sources: approximate metro medians (Zillow / Zumper-style US benchmarks; CMHC-style for Canada). Property tax rates are statewide effective averages. Personalize unit size, rent vs buy, and down payment in the relocation calculator.

Model housing for Austin → Dallas

Key takeaways — Austin → Dallas

  • Dallas has a city cost-of-living index of 99 vs 96 in Austin (national average = 100) — about 3% more expensive on our index.
  • At $100,000 gross (Single filer), roughly $103,125 in Dallas matches Austin purchasing power (+3.1% COL-adjusted).
  • Keeping the same $100,000 gross, estimated take-home shifts by about +$0/year (Austin → Dallas) after federal, state, and FICA taxes.
  • Illustrative 1-bedroom rent: ~$1,620/mo in Austin vs ~$1,380/mo in Dallas (−$2,880/year).
  • Quality-of-life snapshot (indicative): overall 65 in Austin vs 60 in Dallas — lower safety in the new city.

Related tools

Dig into taxes, flip the move, or compare other cities.

More city & state comparisons

Compare other moves or see which states are best for take-home pay.

Estimates for planning only. Cost-of-living indices and tax rules change; verify with local sources or a professional before relocating.