Tennessee
$24,822
Combined bill · #3 of 9
- Paycheck tax
- $20,820
- Take-home
- $79,180
- Property tax
- $2,080
- Sales tax
- $1,922
- COL index
- 88.9
- Share of wages
- 24.8%
Compare different states
2026 · no wage PIT
2026 · no wage PITTennessee vs Wyoming no income tax
Wyoming keeps the modeled household bill about $804 lower than Tennessee. Neither state taxes wages. One fixed household — single filer, $100,000 wages, $400,000 home, $20,000 of taxable spending — so property and sales decide the gap (paycheck tax is tied).
By Sammy S. · Founder · AuthorUpdated for 2026
Lower combined household bill
Wyoming is less taxed
About $804 less per year — roughly $67 a month on identical assumptions.
Side-by-side household scoreboard
Wyoming
$24,018
Combined bill · #1 of 9
- Paycheck tax
- $20,820
- Take-home
- $79,180
- Property tax
- $2,120
- Sales tax
- $1,078
- COL index
- 93.7
- Share of wages
- 24.0%
Line-by-line ladder
Every row uses the same household. The gap column is the annual difference between Tennessee and Wyoming.
| Line | Tennessee | Wyoming | Gap |
|---|---|---|---|
| Paycheck tax (federal + FICA + PFML) | $20,820 | $20,820 | $0 |
| Property tax ($400,000 home) | $2,080 | $2,120 | $40 |
| Sales tax ($20,000 basket) | $1,922 | $1,078 | $844 |
| Combined household bill | $24,822 | $24,018 | $804 |
| Take-home on $100,000 | $79,180 | $79,180 | $0 |
| COL index | 88.9 | 93.7 | 4.8 |
| Share of gross wages | 24.8% | 24.0% | 0.8 pts |
Paycheck tax (federal + FICA + PFML)
Tennessee$20,820
Wyoming$20,820
Gap $0
Property tax ($400,000 home)
Tennessee$2,080
Wyoming$2,120
Gap $40
Sales tax ($20,000 basket)
Tennessee$1,922
Wyoming$1,078
Gap $844
Combined household bill
Tennessee$24,822
Wyoming$24,018
Gap $804
Take-home on $100,000
Tennessee$79,180
Wyoming$79,180
Gap $0
COL index
Tennessee88.9
Wyoming93.7
Gap 4.8
Share of gross wages
Tennessee24.8%
Wyoming24.0%
Gap 0.8 pts
Same pair at every preset salary
Home value and taxable spending stay fixed, so the movement here comes from paycheck tax.
$75,000 wages
- Tennessee
- $17,410
- Wyoming
- $16,606
Wyoming lower by $804
$100,000 wages
- Tennessee
- $24,822
- Wyoming
- $24,018
Wyoming lower by $804
$150,000 wages
- Tennessee
- $40,211
- Wyoming
- $39,407
Wyoming lower by $804
Paycheck
Neither state taxes wages. Paycheck tax is tied on this vignette (federal income tax and FICA only).
Property
0.52% in Tennessee vs 0.53% in Wyoming on the same $400,000 home — $40 apart.
Sales
9.61% vs 5.39% combined on $20,000 of purchases — $844 apart.
Key takeaways — Tennessee vs Wyoming
- Neither Tennessee nor Wyoming levies a wage income tax in 2026.
- Wyoming is lower overall: $24,018 vs $24,822 — $804 a year ($67 a month).
- Paycheck tax: $20,820 in Tennessee vs $20,820 in Wyoming (tied on this vignette).
- Property: $2,080 (0.52%) vs $2,120 (0.53%) — $40 apart.
- Sales: $1,922 (9.61%) vs $1,078 (5.39%) — $844 apart.
- COL index: 88.9 in Tennessee vs 93.7 in Wyoming — 4.8 points apart.
- Among the nine no-wage-PIT states, household totals run from $24,018 (Wyoming) to $28,060 (Texas).
Tennessee vs Wyoming with no wage income tax (2026)
Both states are on the nine-state list. This page holds the household constant — $100,000 single-filer wages, a $400,000 home, $20,000 of taxable spending — then adds paycheck tax, property tax, and sales tax so neither state can look cheaper just by skipping wage PIT.
Wyoming models the lower total by $804 a year. Read the line items — the winner often wins on property or sales, not on the paycheck.
Tennessee does not tax wages. The Hall tax on investment income was repealed earlier. Wyoming does not tax wages. It has the lowest combined household bill among the nine on this vignette.
How Tennessee and Wyoming split the bill
Tennessee: $20,820 paycheck, $2,080 property, $1,922 sales. Wyoming: $20,820 paycheck, $2,120 property, $1,078 sales.
Take-home matches at $79,180 — federal income tax and FICA are the same, and neither state adds wage PIT.
As a share of wages the combined bill is 24.8% in Tennessee vs 24.0% in Wyoming.
Tax total vs cost of living
Tennessee’s COL index is 88.9; Wyoming’s is 93.7 (US average = 100). A lower household tax total can still sit in a more expensive grocery and rent basket.
Among the nine, Tennessee has the lowest COL index (88.9) and Alaska the highest (129).
Use the tax columns to compare levies and the COL column to compare prices. They answer different questions.
What this comparison leaves out
Local city wage taxes are not in play here (none of the nine models a separate city PIT on this vignette). Employer payroll taxes, credits beyond calculator defaults, and Washington’s capital gains excise on certain long-term gains are excluded from the wage household total.
Property uses a statewide effective rate on a fixed $400,000 home — not your county millage or purchase price. Sales tax uses a combined state + average local rate on a fixed $20,000 basket.
The nine-state range at $100,000 is $24,018 (Wyoming) to $28,060 (Texas).
The same pair at other salaries
Home value and spending stay fixed, so the ladder mostly moves with paycheck tax. At $75,000, Wyoming is lower by $804. At $150,000, Wyoming is lower by $804.
If you itemize, buy a different-priced home, or spend more on taxable goods, reorder the pair in the property and sales hubs rather than treating this ladder as a forecast.
Concepts to know for this comparison
Short definitions so the wage, property, sales, and COL lines add up the way you expect.
Wage PIT is already zero
The interesting gap is property, sales, and (for Washington) modeled employee PFML — not a state wage bracket.
Household total
Add paycheck tax, property on $400,000, and sales on $20,000. That is the ranking metric on the hub.
COL index
A separate price index. It does not change the tax dollars in the scoreboard.
Myths vs facts — Tennessee vs Wyoming
Tennessee must be cheaper because both skip income tax.
Wyoming is lower on this vignette by $804. The other state still has no wage PIT.
Take-home is always identical across no-tax states.
It is identical on this pair ($79,180). Other nine-state pairs involving Washington are not.
Who this Tennessee vs Wyoming page helps
Useful if…
- •Choosing between Tennessee and Wyoming after already deciding on a no-wage-PIT state
- •Remote workers comparing Texas vs Florida vs Nevada-style forks
- •Retirees who need property and sales, not a wage bracket
Use a fuller model if…
- •Anyone whose home price is far from the vignette value
- •People with large capital gains considering Washington
- •Moves that still involve a high-tax origin — use the all-50 compare ladder too
Common mistakes reading this pair
- Treating the lower COL state as automatically lower-tax
- Using the $400,000 home as your actual bill
- Ignoring Washington employee PFML when Washington is one side
- Forgetting federal tax still applies in Tennessee and Wyoming
Tennessee vs Wyoming checklist
Before treating the household total as a relocation decision.
- 1Confirm both Tennessee and Wyoming are no-wage-PIT states
- 2Read paycheck, property, and sales — not only take-home
- 3Check COL indexes on the scoreboard
- 4Re-run property tax at your purchase price
- 5Open the reverse pair if you are moving the other direction
Tennessee vs Wyoming no-income-tax FAQs
Neither does. Both are on the nine-state list. The comparison is property, sales, modeled payroll, and cost of living — not a wage PIT gap.
Wyoming is lower by about $804 a year on this vignette ($24,822 vs $24,018).
Tennessee: property $2,080 (0.52%), sales $1,922 (9.61%). Wyoming: property $2,120 (0.53%), sales $1,078 (5.39%).
Tennessee is #3 and Wyoming is #1 of 9 on combined household tax (lowest bill = #1).
Yes — on US state tax compare and household tax by state. This hub’s pair form is the nine no-wage-PIT states only.
Compare another pair
Compare two of the nine
Combined wage, property, and sales tax on the $100,000 household vignette.
Related no-income-tax comparisons
Related tools
Estimates for one fixed household, 2026 rules. Statewide average property and sales rates — local wage taxes, city levies, Washington capital gains excise, credits, and itemized deductions are excluded. Not tax advice.