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New Hampshire flagWashington flag2026 · no wage PIT

New Hampshire vs Washington no income tax

Washington keeps the modeled household bill about $471 lower than New Hampshire. Neither state taxes wages. One fixed household — single filer, $100,000 wages, $400,000 home, $20,000 of taxable spending — so property, sales, and modeled employee PFML decide the gap.

By Sammy S. · Founder · AuthorUpdated for 2026

Lower combined household bill

Washington is less taxed

About $471 less per year — roughly $39 a month on identical assumptions.

Side-by-side household scoreboard

New Hampshire

$26,820

Combined bill · #8 of 9

Paycheck tax
$20,820
Take-home
$79,180
Property tax
$6,000
Sales tax
$0
COL index
110.1
Share of wages
26.8%

Washington

$26,349

Combined bill · #7 of 9

Paycheck tax
$21,435
Take-home
$78,565
Property tax
$3,000
Sales tax
$1,914
COL index
114.6
Share of wages
26.4%

Line-by-line ladder

Every row uses the same household. The gap column is the annual difference between New Hampshire and Washington.

Paycheck tax (federal + FICA + PFML)

New Hampshire$20,820
Washington$21,435

Gap $615

Property tax ($400,000 home)

New Hampshire$6,000
Washington$3,000

Gap $3,000

Sales tax ($20,000 basket)

New Hampshire$0
Washington$1,914

Gap $1,914

Combined household bill

New Hampshire$26,820
Washington$26,349

Gap $471

Take-home on $100,000

New Hampshire$79,180
Washington$78,565

Gap $615

COL index

New Hampshire110.1
Washington114.6

Gap 4.5

Share of gross wages

New Hampshire26.8%
Washington26.4%

Gap 0.5 pts

Same pair at every preset salary

Home value and taxable spending stay fixed, so the movement here comes from paycheck tax.

$75,000 wages

New Hampshire
$19,408
Washington
$18,783

Washington lower by $625

$100,000 wages

New Hampshire
$26,820
Washington
$26,349

Washington lower by $471

$150,000 wages

New Hampshire
$42,209
Washington
$42,046

Washington lower by $164

Paycheck

Neither state taxes wages. The paycheck gap is modeled employee PFML — $615 here.

Property

1.50% in New Hampshire vs 0.75% in Washington on the same $400,000 home — $3,000 apart.

Sales

0.00% vs 9.57% combined on $20,000 of purchases — $1,914 apart.

Key takeaways — New Hampshire vs Washington

  • Neither New Hampshire nor Washington levies a wage income tax in 2026.
  • Washington is lower overall: $26,349 vs $26,820 — $471 a year ($39 a month).
  • Paycheck tax: $20,820 in New Hampshire vs $21,435 in Washington — $615 apart.
  • Property: $6,000 (1.50%) vs $3,000 (0.75%) — $3,000 apart.
  • Sales: $0 (0.00%) vs $1,914 (9.57%) — $1,914 apart.
  • COL index: 110.1 in New Hampshire vs 114.6 in Washington — 4.5 points apart.
  • Among the nine no-wage-PIT states, household totals run from $24,018 (Wyoming) to $28,060 (Texas).

New Hampshire vs Washington with no wage income tax (2026)

Both states are on the nine-state list. This page holds the household constant — $100,000 single-filer wages, a $400,000 home, $20,000 of taxable spending — then adds paycheck tax, property tax, and sales tax so neither state can look cheaper just by skipping wage PIT.

Washington models the lower total by $471 a year. Read the line items — the winner often wins on property or sales, not on the paycheck.

New Hampshire does not tax wages and has no general sales tax. Its interest and dividends tax was fully repealed in 2025. Washington does not tax wages. This vignette includes modeled employee Paid Family and Medical Leave (PFML). Washington also levies a separate capital gains excise on certain long-term gains — not a wage income tax.

How New Hampshire and Washington split the bill

New Hampshire: $20,820 paycheck, $6,000 property, $0 sales. Washington: $21,435 paycheck, $3,000 property, $1,914 sales.

Take-home is not identical: $79,180 in New Hampshire vs $78,565 in Washington ($615 apart) because modeled employee PFML differs.

As a share of wages the combined bill is 26.8% in New Hampshire vs 26.4% in Washington.

Tax total vs cost of living

New Hampshire’s COL index is 110.1; Washington’s is 114.6 (US average = 100). A lower household tax total can still sit in a more expensive grocery and rent basket.

Among the nine, Tennessee has the lowest COL index (88.9) and Alaska the highest (129).

Use the tax columns to compare levies and the COL column to compare prices. They answer different questions.

What this comparison leaves out

Local city wage taxes are not in play here (none of the nine models a separate city PIT on this vignette). Employer payroll taxes, credits beyond calculator defaults, and Washington’s capital gains excise on certain long-term gains are excluded from the wage household total.

Property uses a statewide effective rate on a fixed $400,000 home — not your county millage or purchase price. Sales tax uses a combined state + average local rate on a fixed $20,000 basket.

The nine-state range at $100,000 is $24,018 (Wyoming) to $28,060 (Texas).

The same pair at other salaries

Home value and spending stay fixed, so the ladder mostly moves with paycheck tax. At $75,000, Washington is lower by $625. At $150,000, Washington is lower by $164.

If you itemize, buy a different-priced home, or spend more on taxable goods, reorder the pair in the property and sales hubs rather than treating this ladder as a forecast.

Concepts to know for this comparison

Short definitions so the wage, property, sales, and COL lines add up the way you expect.

Wage PIT is already zero

The interesting gap is property, sales, and (for Washington) modeled employee PFML — not a state wage bracket.

Household total

Add paycheck tax, property on $400,000, and sales on $20,000. That is the ranking metric on the hub.

COL index

A separate price index. It does not change the tax dollars in the scoreboard.

Myths vs facts — New Hampshire vs Washington

New Hampshire must be cheaper because both skip income tax.

Washington is lower on this vignette by $471. The other state still has no wage PIT.

Take-home is always identical across no-tax states.

Not here: $615 of paycheck difference from modeled employee PFML.

Who this New Hampshire vs Washington page helps

Useful if…

  • •Choosing between New Hampshire and Washington after already deciding on a no-wage-PIT state
  • •Remote workers comparing Texas vs Florida vs Nevada-style forks
  • •Retirees who need property and sales, not a wage bracket

Use a fuller model if…

  • •Anyone whose home price is far from the vignette value
  • •People with large capital gains considering Washington
  • •Moves that still involve a high-tax origin — use the all-50 compare ladder too

Common mistakes reading this pair

  • Treating the lower COL state as automatically lower-tax
  • Using the $400,000 home as your actual bill
  • Ignoring Washington employee PFML when Washington is one side
  • Forgetting federal tax still applies in New Hampshire and Washington

New Hampshire vs Washington checklist

Before treating the household total as a relocation decision.

  1. 1Confirm both New Hampshire and Washington are no-wage-PIT states
  2. 2Read paycheck, property, and sales — not only take-home
  3. 3Check COL indexes on the scoreboard
  4. 4Re-run property tax at your purchase price
  5. 5Open the reverse pair if you are moving the other direction

New Hampshire vs Washington no-income-tax FAQs

Neither does. Both are on the nine-state list. The comparison is property, sales, modeled payroll, and cost of living — not a wage PIT gap.

Washington is lower by about $471 a year on this vignette ($26,820 vs $26,349).

New Hampshire: property $6,000 (1.50%), sales $0 (0.00%). Washington: property $3,000 (0.75%), sales $1,914 (9.57%).

New Hampshire is #8 and Washington is #7 of 9 on combined household tax (lowest bill = #1).

Yes — on US state tax compare and household tax by state. This hub’s pair form is the nine no-wage-PIT states only.

Compare another pair

Compare two of the nine

Combined wage, property, and sales tax on the $100,000 household vignette.

Estimates for one fixed household, 2026 rules. Statewide average property and sales rates — local wage taxes, city levies, Washington capital gains excise, credits, and itemized deductions are excluded. Not tax advice.