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New Hampshire flagSouth Dakota flag2026 · no wage PIT

New Hampshire vs South Dakota no income tax

South Dakota keeps the modeled household bill about $778 lower than New Hampshire. Neither state taxes wages. One fixed household — single filer, $100,000 wages, $400,000 home, $20,000 of taxable spending — so property and sales decide the gap (paycheck tax is tied).

By Sammy S. · Founder · AuthorUpdated for 2026

Lower combined household bill

South Dakota is less taxed

About $778 less per year — roughly $65 a month on identical assumptions.

Side-by-side household scoreboard

New Hampshire

$26,820

Combined bill · #8 of 9

Paycheck tax
$20,820
Take-home
$79,180
Property tax
$6,000
Sales tax
$0
COL index
110.1
Share of wages
26.8%

South Dakota

$26,042

Combined bill · #6 of 9

Paycheck tax
$20,820
Take-home
$79,180
Property tax
$4,000
Sales tax
$1,222
COL index
94.1
Share of wages
26.0%

Line-by-line ladder

Every row uses the same household. The gap column is the annual difference between New Hampshire and South Dakota.

Paycheck tax (federal + FICA + PFML)

New Hampshire$20,820
South Dakota$20,820

Gap $0

Property tax ($400,000 home)

New Hampshire$6,000
South Dakota$4,000

Gap $2,000

Sales tax ($20,000 basket)

New Hampshire$0
South Dakota$1,222

Gap $1,222

Combined household bill

New Hampshire$26,820
South Dakota$26,042

Gap $778

Take-home on $100,000

New Hampshire$79,180
South Dakota$79,180

Gap $0

COL index

New Hampshire110.1
South Dakota94.1

Gap 16

Share of gross wages

New Hampshire26.8%
South Dakota26.0%

Gap 0.8 pts

Same pair at every preset salary

Home value and taxable spending stay fixed, so the movement here comes from paycheck tax.

$75,000 wages

New Hampshire
$19,408
South Dakota
$18,630

South Dakota lower by $778

$100,000 wages

New Hampshire
$26,820
South Dakota
$26,042

South Dakota lower by $778

$150,000 wages

New Hampshire
$42,209
South Dakota
$41,431

South Dakota lower by $778

Paycheck

Neither state taxes wages. Paycheck tax is tied on this vignette (federal income tax and FICA only).

Property

1.50% in New Hampshire vs 1.00% in South Dakota on the same $400,000 home — $2,000 apart.

Sales

0.00% vs 6.11% combined on $20,000 of purchases — $1,222 apart.

Key takeaways — New Hampshire vs South Dakota

  • Neither New Hampshire nor South Dakota levies a wage income tax in 2026.
  • South Dakota is lower overall: $26,042 vs $26,820 — $778 a year ($65 a month).
  • Paycheck tax: $20,820 in New Hampshire vs $20,820 in South Dakota (tied on this vignette).
  • Property: $6,000 (1.50%) vs $4,000 (1.00%) — $2,000 apart.
  • Sales: $0 (0.00%) vs $1,222 (6.11%) — $1,222 apart.
  • COL index: 110.1 in New Hampshire vs 94.1 in South Dakota — 16 points apart.
  • Among the nine no-wage-PIT states, household totals run from $24,018 (Wyoming) to $28,060 (Texas).

New Hampshire vs South Dakota with no wage income tax (2026)

Both states are on the nine-state list. This page holds the household constant — $100,000 single-filer wages, a $400,000 home, $20,000 of taxable spending — then adds paycheck tax, property tax, and sales tax so neither state can look cheaper just by skipping wage PIT.

South Dakota models the lower total by $778 a year. Read the line items — the winner often wins on property or sales, not on the paycheck.

New Hampshire does not tax wages and has no general sales tax. Its interest and dividends tax was fully repealed in 2025. South Dakota does not tax wages. Property tax is the larger add-on versus Wyoming or Nevada on this vignette.

How New Hampshire and South Dakota split the bill

New Hampshire: $20,820 paycheck, $6,000 property, $0 sales. South Dakota: $20,820 paycheck, $4,000 property, $1,222 sales.

Take-home matches at $79,180 — federal income tax and FICA are the same, and neither state adds wage PIT.

As a share of wages the combined bill is 26.8% in New Hampshire vs 26.0% in South Dakota.

Tax total vs cost of living

New Hampshire’s COL index is 110.1; South Dakota’s is 94.1 (US average = 100). A lower household tax total can still sit in a more expensive grocery and rent basket.

Among the nine, Tennessee has the lowest COL index (88.9) and Alaska the highest (129).

Use the tax columns to compare levies and the COL column to compare prices. They answer different questions.

What this comparison leaves out

Local city wage taxes are not in play here (none of the nine models a separate city PIT on this vignette). Employer payroll taxes, credits beyond calculator defaults, and Washington’s capital gains excise on certain long-term gains are excluded from the wage household total.

Property uses a statewide effective rate on a fixed $400,000 home — not your county millage or purchase price. Sales tax uses a combined state + average local rate on a fixed $20,000 basket.

The nine-state range at $100,000 is $24,018 (Wyoming) to $28,060 (Texas).

The same pair at other salaries

Home value and spending stay fixed, so the ladder mostly moves with paycheck tax. At $75,000, South Dakota is lower by $778. At $150,000, South Dakota is lower by $778.

If you itemize, buy a different-priced home, or spend more on taxable goods, reorder the pair in the property and sales hubs rather than treating this ladder as a forecast.

Concepts to know for this comparison

Short definitions so the wage, property, sales, and COL lines add up the way you expect.

Wage PIT is already zero

The interesting gap is property, sales, and (for Washington) modeled employee PFML — not a state wage bracket.

Household total

Add paycheck tax, property on $400,000, and sales on $20,000. That is the ranking metric on the hub.

COL index

A separate price index. It does not change the tax dollars in the scoreboard.

Myths vs facts — New Hampshire vs South Dakota

New Hampshire must be cheaper because both skip income tax.

South Dakota is lower on this vignette by $778. The other state still has no wage PIT.

Take-home is always identical across no-tax states.

It is identical on this pair ($79,180). Other nine-state pairs involving Washington are not.

Who this New Hampshire vs South Dakota page helps

Useful if…

  • •Choosing between New Hampshire and South Dakota after already deciding on a no-wage-PIT state
  • •Remote workers comparing Texas vs Florida vs Nevada-style forks
  • •Retirees who need property and sales, not a wage bracket

Use a fuller model if…

  • •Anyone whose home price is far from the vignette value
  • •People with large capital gains considering Washington
  • •Moves that still involve a high-tax origin — use the all-50 compare ladder too

Common mistakes reading this pair

  • Treating the lower COL state as automatically lower-tax
  • Using the $400,000 home as your actual bill
  • Ignoring Washington employee PFML when Washington is one side
  • Forgetting federal tax still applies in New Hampshire and South Dakota

New Hampshire vs South Dakota checklist

Before treating the household total as a relocation decision.

  1. 1Confirm both New Hampshire and South Dakota are no-wage-PIT states
  2. 2Read paycheck, property, and sales — not only take-home
  3. 3Check COL indexes on the scoreboard
  4. 4Re-run property tax at your purchase price
  5. 5Open the reverse pair if you are moving the other direction

New Hampshire vs South Dakota no-income-tax FAQs

Neither does. Both are on the nine-state list. The comparison is property, sales, modeled payroll, and cost of living — not a wage PIT gap.

South Dakota is lower by about $778 a year on this vignette ($26,820 vs $26,042).

New Hampshire: property $6,000 (1.50%), sales $0 (0.00%). South Dakota: property $4,000 (1.00%), sales $1,222 (6.11%).

New Hampshire is #8 and South Dakota is #6 of 9 on combined household tax (lowest bill = #1).

Yes — on US state tax compare and household tax by state. This hub’s pair form is the nine no-wage-PIT states only.

Compare another pair

Compare two of the nine

Combined wage, property, and sales tax on the $100,000 household vignette.

Estimates for one fixed household, 2026 rules. Statewide average property and sales rates — local wage taxes, city levies, Washington capital gains excise, credits, and itemized deductions are excluded. Not tax advice.