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Argentina Tax Calculator 2025: Complete Guide to Argentine Income Tax & Social Security

Calculate your Argentina income tax with our comprehensive guide covering progressive tax brackets, social security contributions, deductions, and tax planning strategies for residents.

Tax Calculator TeamDecember 17, 202512 min read
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Argentina Tax Calculator 2025: Complete Guide to Argentine Income Tax & Social Security


Argentina's tax system features progressive income tax rates, comprehensive social security contributions, and various deductions. This comprehensive guide will help you understand and calculate your tax liability in Argentina for 2025.


Argentina Tax System Overview


Key Components

  • Impuesto a las Ganancias: Personal income tax with progressive rates from 5% to 35%
  • Social Security (ANSES): Comprehensive social security contributions (~17% employee share)
  • Deductions: Various personal, family, and professional deductions
  • Tax Credits: Dependent credits and other reliefs
  • Monthly Filing: Employees have tax withheld monthly

    • Who is Tax Resident?

  • Argentine residents: Taxed on worldwide income
  • Non-residents: Taxed on Argentine-source income only
  • Resident for tax purposes: Present in Argentina for 183+ days in a 12-month period or have a permanent home in Argentina

    • Income Tax Brackets 2025


    Progressive Tax Rates


    | Annual Income (ARS) | Tax Rate |

    |---------------------|----------|

    | Up to ARS 600,000 | 5% |

    | ARS 600,001 - ARS 1,200,000 | 9% |

    | ARS 1,200,001 - ARS 1,800,000 | 12% |

    | ARS 1,800,001 - ARS 2,400,000 | 15% |

    | ARS 2,400,001 - ARS 3,000,000 | 19% |

    | ARS 3,000,001 - ARS 3,600,000 | 23% |

    | ARS 3,600,001 - ARS 4,800,000 | 27% |

    | ARS 4,800,001 - ARS 7,200,000 | 31% |

    | Over ARS 7,200,000 | 35% |


    Example Calculation

    Annual income: ARS 2,000,000

  • ARS 0 - ARS 600,000: ARS 30,000 (5%)
  • ARS 600,001 - ARS 1,200,000: ARS 54,000 (9%)
  • ARS 1,200,001 - ARS 1,800,000: ARS 72,000 (12%)
  • ARS 1,800,001 - ARS 2,000,000: ARS 30,000 (15%)
  • Total income tax: ARS 186,000

    • Social Security (ANSES) Contributions


    ANSES Rates 2025

  • Employee contribution: ~17% of salary
  • Employer contribution: ~23% of salary
  • Covers: Retirement, health insurance, family allowances, unemployment

    • ANSES Calculation Example

    Monthly income: ARS 200,000

  • Employee ANSES: ARS 200,000 × 17% = ARS 34,000
  • Annual ANSES: ARS 408,000

    • ANSES Benefits

  • Retirement pension
  • Disability benefits
  • Family allowances (for children)
  • Unemployment benefits
  • Health insurance (PAMI for retirees)

    • Tax Deductions and Credits


    Standard Deductions

  • Personal exemption: ARS 1,200,000 per year (2025)
  • Dependent deduction: ARS 300,000 per dependent
  • Medical expenses: Up to 40% of gross income
  • Education expenses: Up to ARS 200,000 per dependent
  • Mortgage interest: Up to ARS 500,000 per year

    • Other Deductible Expenses

  • Donations to approved charities (up to 5% of gross income)
  • Life insurance premiums
  • Funeral expenses
  • Professional expenses (limited)

    • Tax Credits

  • Dependent credit: ARS 50,000 per dependent per year
  • Elderly credit: ARS 50,000 (over 65)
  • Disability credit: ARS 50,000

    • Total Tax Burden Example


    Single Person Earning ARS 2,000,000

  • Income tax: ARS 186,000
  • ANSES: ARS 340,000
  • Total tax: ARS 526,000
  • Net income: ARS 1,474,000
  • Effective rate: 26.3%

    • Married Couple with 2 Children Earning ARS 3,000,000

  • Personal exemption: ARS 1,200,000
  • Dependent deductions: ARS 600,000 (2 children)
  • Taxable income: ARS 1,200,000
  • Income tax: ARS 60,000
  • ANSES: ARS 510,000
  • Total tax: ARS 570,000
  • Net income: ARS 2,430,000
  • Effective rate: 19%

    • Self-Employed Tax


    Monotributo (Simplified Regime)

  • Simplified tax regime for small businesses
  • Fixed monthly payments based on income category
  • Annual income limit: ARS 3,000,000
  • Includes: Income tax, VAT, social security

    • Regular Self-Employed

  • Income tax: Same progressive rates as employees
  • ANSES: Voluntary enrollment available
  • Must file monthly (if income > ARS 1,200,000)
  • IVA (VAT): 21% on services (if applicable)

    • Tax Planning Strategies


    1. Maximize Deductions

  • Claim all dependents
  • Medical and education expenses
  • Mortgage interest deductions
  • Professional expenses

    • 2. Use Tax-Advantaged Accounts

  • Retirement contributions (voluntary)
  • Tax-deferred growth
  • Employer contributions available

    • 3. Medical Expenses

  • Up to 40% of gross income deductible
  • Includes insurance premiums
  • Keep all receipts

    • 4. Education Expenses

  • Up to ARS 200,000 per dependent
  • School fees, books, materials
  • University tuition included

    • Common Deductions


    Medical Expenses

  • Medical consultations
  • Prescription drugs
  • Dental care
  • Health insurance premiums
  • Up to 40% of gross income

    • Education Expenses

  • School fees
  • University tuition
  • Books and materials
  • Up to ARS 200,000 per dependent

    • Housing Expenses

  • Mortgage interest (up to ARS 500,000)
  • Property taxes
  • Home improvements (limited)

    • Tax Deadlines


    Key Dates

  • Monthly: Tax withholding for employees
  • May 31: Annual tax return due
  • Monthly: ANSES contributions
  • Quarterly: Estimated tax payments (self-employed)

    • Late Filing Penalties

  • Minimum: ARS 10,000
  • Maximum: 50% of tax due
  • Interest: 2% per month

    • Using Our Argentina Tax Calculator


    Our calculator provides:

  • Accurate 2025 tax calculations
  • ANSES contribution estimates
  • Deduction applications
  • Net income after all taxes
  • Effective tax rate
  • Dependent credit calculations

    • Input required:

  • Annual income
  • Marital status
  • Number of dependents
  • Medical/education expenses
  • Mortgage interest

    • High Earners


    Additional Considerations

  • Higher marginal rates (up to 35%)
  • Wealth tax considerations
  • International tax planning
  • Investment optimization

    • Exit Tax

  • Tax on leaving Argentina
  • Deemed disposal rules
  • Consider timing of departure

    • Non-Resident Tax


    Argentine-Source Income

  • Employment in Argentina
  • Rental income from Argentine property
  • Dividends from Argentine companies
  • Subject to Argentine tax

    • Tax Treaties

  • Argentina has treaties with many countries
  • Prevents double taxation
  • May reduce withholding taxes

    • Common Mistakes to Avoid


    1. Not Claiming Dependents

  • ARS 300,000 deduction per dependent
  • Significant tax savings
  • Include all eligible dependents

    • 2. Missing Deductions

  • Medical expenses up to 40%
  • Education expenses
  • Mortgage interest
  • Professional expenses

    • 3. ANSES Calculation Errors

  • Employee share is ~17%
  • Employer pays majority
  • Different rates for different income levels

    • 4. Late Filing

  • May 31 deadline
  • Significant penalties
  • Interest charges

    • Getting Professional Help


    When to Consult a Tax Advisor


    Complex situations:

  • Multiple income sources
  • Self-employment
  • International tax issues
  • High net worth individuals

    • Life events:

  • Marriage or divorce
  • Having children
  • Buying property
  • Starting a business

    • Finding Qualified Advisors


    Look for:

  • Contador Público (CP)
  • AFIP-registered tax advisors
  • International tax specialists
  • Argentine tax law experts

    • Conclusion


    Argentina's tax system combines progressive income tax with comprehensive social security. Understanding tax rates, ANSES contributions, and available deductions is essential for accurate tax planning.


    With progressive rates from 5% to 35% and ANSES at ~17%, your total tax burden can be significant. However, generous deductions for medical expenses, education, and dependents can help reduce your liability.


    Use Our Free Argentina Tax Calculator →


    Get an accurate estimate of your tax liability and net income. For complex situations, especially involving self-employment or international tax matters, consult with a qualified contador público.


    Disclaimer: This guide provides general information only. Argentine tax law changes regularly, and individual circumstances vary. Always consult with a qualified tax professional for advice specific to your situation.