2026 Tax Brackets and Standard Deduction: Complete Guide
2026 federal tax brackets for single, married, and head of household. Standard deduction amounts. Calculate your 2026 tax with our free tax calculator.
2026 Tax Brackets and Standard Deduction: Complete Guide
Your tax bracket and standard deduction determine how much federal tax you owe. Here are the 2026 amounts and how to estimate your tax.
2026 Standard Deduction
- Single: $15,750
- Married Filing Jointly: $31,500
- Head of Household: $23,625
- Married Filing Separately: $15,750
The standard deduction reduces your taxable income. Most taxpayers take it instead of itemizing.
2026 Federal Tax Brackets (Single)
- 10% on income up to $11,600
- 12% on income $11,601–$47,150
- 22% on income $47,151–$100,525
- 24% on income $100,526–$191,950
- 32% on income $191,951–$243,725
- 35% on income $243,726–$609,350
- 37% on income over $609,350
2026 Federal Tax Brackets (Married Filing Jointly)
- 10% on income up to $23,200
- 12% on income $23,201–$94,300
- 22% on income $94,301–$201,050
- 24% on income $201,051–$383,900
- 32% on income $383,901–$487,450
- 35% on income $487,451–$731,200
- 37% on income over $731,200
2026 Federal Tax Brackets (Head of Household)
- 10% on income up to $16,550
- 12% on income $16,551–$63,100
- 22% on income $63,101–$100,500
- 24% on income $100,501–$191,950
- 32% on income $191,951–$243,700
- 35% on income $243,701–$609,350
- 37% on income over $609,350
How Brackets Work
The US uses a progressive tax system. Only income within each bracket is taxed at that rate. Your "marginal rate" is the rate on your last dollar; your "effective rate" is total tax ÷ total income.
Example: A single filer earning $60,000 pays 10% on the first $11,600, 12% on the next $35,550, and 22% on the rest—not 22% on all $60,000.
Calculate Your 2026 Tax
US Tax Calculator – federal and state by state →
Tax Refund Calculator – estimate refund or amount owed →
*Brackets are indexed for inflation. Consult IRS.gov or a tax professional.*