Social Security Contributions
GOSI contributions are mandatory for Saudi nationals only. Expatriates are typically exempt.
Enable if you are a Saudi national
Income that is not subject to federal income tax (e.g., municipal bond interest, certain benefits)
Enter number of dependent children for tax calculations
Saudi Arabia Salary Tax Calculator - Calculate Your Take-Home Pay
Our free Saudi Arabia salary tax calculator helps you determine exactly how much you'll take home from your annual salary. Saudi Arabia has zero personal income tax, making it one of the most tax-friendly countries in the world for employees.
Simply enter your annual salary and filing status, and our Saudi Arabia salary calculator will instantly show you your gross pay, GOSI contributions, and your final net salary. Our calculator uses the latest 2026 tax information from the General Organization for Social Insurance (GOSI) and the Zakat, Tax and Customs Authority (ZATCA).
Whether you're planning your budget, negotiating a salary, or just curious about your take-home pay, our Saudi Arabia salary tax calculator provides accurate, up-to-date calculations based on Saudi Arabia's zero personal income tax policy and GOSI contribution rates.
Saudi Arabia Hourly Wage Calculator - Convert Hourly Rate to Salary
Use our Saudi Arabia hourly calculator to convert your hourly wage to an annual salary and calculate your take-home pay. Perfect for hourly workers, freelancers, and contractors who need to understand their annual income in Saudi Arabia.
Enter your hourly rate and hours per week, and our Saudi Arabia hourly calculator will show your gross annual income, GOSI deductions, and your net hourly rate. This helps you compare hourly positions with salaried roles and understand your true earning potential in Saudi Arabia.
For example, if you earn SAR 50/hour working 40 hours per week, our calculator will show you your annual gross income, GOSI contributions (10% for Saudi nationals, 2% for expatriates), and your net hourly rate after all deductions.
Saudi Arabia Paycheck Calculator - Calculate Your Bi-Weekly or Monthly Pay
Our Saudi Arabia paycheck calculator shows you exactly what will be deducted from each paycheck. Whether you're paid weekly, bi-weekly, semi-monthly, or monthly, this calculator breaks down all deductions including GOSI contributions.
Understanding your paycheck deductions is crucial for budgeting and financial planning. Our Saudi Arabia paycheck calculator helps you see exactly how much SAR you'll receive in each pay period after GOSI contributions are taken out.
Saudi Arabia has zero personal income tax. However, GOSI contributions are mandatory: Saudi nationals contribute 10% (pension and occupational hazards), while expatriates contribute 2% (occupational hazards only). Muslims may also be subject to Zakat (2.5% on accumulated wealth) as a religious obligation.
Understanding Saudi Arabia Tax System
Saudi Arabia uses a zero personal income tax system, meaning individuals pay no tax on their employment income. The tax system is administered by the Zakat, Tax and Customs Authority (ZATCA) and includes no personal income tax for individuals.
2025 Tax Information:
- Personal Income Tax: 0% (Zero tax on employment income)
- GOSI (Saudi Nationals): 10% employee contribution (Pension & Occupational Hazards)
- GOSI (Expatriates): 2% employee contribution (Occupational Hazards only)
- Zakat (Muslims): 2.5% annually on accumulated wealth (religious obligation)
- VAT: 15% on goods and services (introduced in 2018)
GOSI Contributions: The General Organization for Social Insurance (GOSI) manages social insurance in Saudi Arabia. Saudi nationals contribute 10% of their salary (covering pension and occupational hazards), while expatriates contribute 2% (occupational hazards only). Employers also contribute additional amounts.
Zakat: Zakat is an Islamic wealth tax of 2.5% annually on savings held for one lunar year (Hawl). It applies to Muslims with wealth above the Nisab threshold (approximately SAR 17,750). While it's a religious obligation rather than a government tax, it's an important consideration for Muslim residents.
Our Saudi Arabia tax calculator automatically applies the correct GOSI deductions based on your income level and nationality status, ensuring accurate calculations for your specific situation.
- • Income Tax Rate: 0%
- • Saudi Arabia does not impose personal income tax on individuals
- • This makes it one of the most tax-friendly countries for workers
- • Your gross salary is largely your net salary (minus GOSI)
- Saudi Nationals:
- • Employee: 10% (Pension & Occupational Hazards)
- • Employer: 12% (Pension, OH, SANED)
- Expatriates:
- • Employee: 2% (Occupational Hazards)
- • Employer: 2% (Occupational Hazards)
- Rate: 2.5% annually
- Applies to: Savings held for one lunar year (Hawl)
- Nisab: Minimum threshold (approximately SAR 17,750)
- Zakat is a religious obligation for Muslims on accumulated wealth.