Income that is not subject to federal income tax (e.g., municipal bond interest, certain benefits)
Eligible for Working for Families tax credits
Add KiwiSaver Contributions (Optional)
OptionalClick to add KiwiSaver contributions and reduce your taxable income. Maximum: 10% of income
Automatically applied to reduce your tax payable. Maximum $520 for incomes between $24,000 and $44,000, phasing out to $48,000.
New Zealand Salary Tax Calculator - Calculate Your Take-Home Pay
Our free New Zealand salary tax calculator helps you determine exactly how much you'll take home from your annual salary. This calculator accounts for all PAYE tax, ACC (Accident Compensation Corporation) levy, and other deductions to give you an accurate estimate of your net pay.
Simply enter your annual salary and filing status, and our New Zealand salary calculator will instantly show you your gross pay, all taxes, deductions, and your final net salary after all taxes. Our calculator uses the latest 2025-26 tax brackets and rates from IRD (Inland Revenue Department).
Whether you're planning your budget, negotiating a salary, or just curious about your take-home pay, our New Zealand salary tax calculator provides accurate, up-to-date calculations based on the Progressive Income Tax System.
New Zealand Hourly Wage Calculator - Convert Hourly Rate to Salary
Use our New Zealand hourly calculator to convert your hourly wage to an annual salary and calculate your take-home pay. Perfect for hourly workers, freelancers, and contractors who need to understand their annual tax obligations.
Enter your hourly rate and hours per week, and our New Zealand hourly calculator will show your gross annual income, all tax deductions, and your net hourly rate after taxes. This helps you compare hourly positions with salaried roles and understand your true earning potential.
For example, if you earn $30/hour working 40 hours per week, our calculator will show you your annual gross income, all applicable taxes, and your net hourly rate after deductions.
New Zealand Paycheck Calculator - Calculate Your Bi-Weekly or Monthly Pay
Our New Zealand paycheck calculator shows you exactly what will be deducted from each paycheck. Whether you're paid weekly, bi-weekly, semi-monthly, or monthly, this calculator breaks down all deductions including PAYE tax, ACC levy.
Understanding your paycheck deductions is crucial for budgeting and financial planning. Our New Zealand paycheck calculator helps you see exactly how much NZD you'll receive in each pay period after all taxes and deductions are taken out.
New Zealand has progressive PAYE tax rates (10.5% to 39%) with no tax-free threshold. The ACC levy is 1.53% of earnings (capped at $2,132.57 per year). There are tax credits available including Independent Earner Tax Credit (IETC) for eligible earners.
Understanding New Zealand Tax System
New Zealand uses a Progressive Income Tax System where tax rates increase with income. The tax system is administered by IRD (Inland Revenue Department) and includes PAYE tax, ACC levy, and various tax credits.
2025-26 Tax Brackets:
- 10.5% - Up to $14,000
- 17.5% - $14,001 to $48,000
- 30% - $48,001 to $70,000
- 33% - $70,001 to $180,000
- 39% - Over $180,000
Our New Zealand tax calculator automatically applies the correct tax rates and brackets based on your income level and filing status, ensuring accurate calculations for your specific situation.
- • 10.5% - Up to $14,000
- • 17.5% - $14,001 to $48,000
- • 30% - $48,001 to $70,000
- • 33% - $70,001 to $180,000
- • 39% - Over $180,000
- Earners' Levy: 1.53% on earnings up to $139,384
- Maximum: $2,132.57 per year
- ACC provides no-fault accident insurance for all New Zealanders.
- IETC: Up to $520/year for income $24,000-$48,000
- Low and Middle Income: Available to eligible earners
- Working for Families: Credits for families with children